Opinions & blogs

Conveyancing – the price isn’t always right

Click your way through any number of homes for sale on various property websites...

Why we’re not writing off the buy-to-let sector

To the outside observer, the buy-to-let sector might well look like it is on...

Reasoned argument key for second charge growth

How do we get more brokers to ‘do’ secured loans? Well, the answer is...

Plenty of positives for networks

Given that this is being written on Friday the 13th you might think I’d...

Who will give advice to Janice?

Consider the situation for Janice who reaches her State pension age in a couple...

We need more 95% LTV products

For those reading this who are parents of school-age children, the prospect of seeing...

When retirement dreams are shattered by Alzheimer’s

Your client has counted down the years to retirement, paid off their mortgage and...

PRA & BTL: there will be no car crash

Looking at the recent trade press headlines about the buy-to-let market, in particular how...

Predicting the future isn’t part of the job spec

Crystal balls at the ready – I have some questions that I’d like specific...

The big mistakes property developers must avoid

Speak to any experienced property developer and they will tell you the same thing;...

Bridging can fill potential buy-to-let void

Uncertainty must feel like a normal part of the profession for those who are...

Life is just one long holiday

We are approaching the end of the holiday season. If you have had a...

120 months on…

Can it really be a decade since the start of the Credit Crunch? It...

Missed opportunity?

In 2012, when Alan was 60, a member of his family got themselves into...

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COMMENT

Trump’s crazy tariffs could actually be good news for UK landlords

In an unexpected twist, Donald Trump’s return to the global stage with a fresh wave of tariffs could end up doing UK landlords a...

The business case for Artificial Intelligence

Artificial Intelligence (AI) has been part of the daily news agenda for a couple of years now and there are tremendous opportunities for the...

Rise of AI: from virtual assistants to strategic value

Artificial Intelligence is transforming industries. It’s streamlining operations, creating new possibilities. The shift is no longer theoretical, even in the mortgage industry; it’s now...

Imposter syndrome & anxiety: how nutrition and lifestyle can help

Have you ever felt like a fraud, despite your achievements? Like you don’t truly deserve your success, and at any moment, someone will find...

Don’t knock 100% mortgages – they’re viable and necessary

I’ve read a lot of commentary over the past few weeks on the return of 100% mortgages – most of it filled with doom-laden...

Latest news

West One reduces residential mortgage rates by up to 30bps and introduces £1,000 cashback remortgage product

Specialist lender West One Loans has implemented a series of rate reductions across its...

Household credit creeps up as lenders point to more optimism… but at a cost

British households are borrowing more – and lenders are increasingly willing to let them...

Newcastle cuts shared ownership rates by up to 55bps

Newcastle for Intermediaries has announced rate reductions of up to 55 basis point s...

Paragon Bank promotes Tim Sweetman to national account role

Paragon Bank has appointed Tim Sweetman as its new mortgages national account manager, marking...