Opinions & blogs

Back to basics

2020 has been a year of many ups and downs. However, one constant throughout...

Remortgage on my mind

Many of the housing and mortgage market headlines have been focused on purchase activity...

We all need to work together to meet Stamp Duty deadline

Given the level of business and activity in the mortgage market over the past...

Income and spending in Covid

On November 15th The Resolution Foundation published a briefing note on the results of...

How confident can we be in consumer confidence?

In our market, and indeed the wider economy, we talk about ‘consumer confidence’ a...

Did Sunak miss a trick with the Spending Review?

There appears to be a lot of wailing and gnashing of teeth amongst a...

What a difference a year makes

I’m writing this on ‘Black Friday’ and have just seen some photos of Oxford...

How long will 85% remain a ‘high LTV’?

We’re constantly told that the mortgage market changes fast, and if there was any...

Data protection can’t be ignored

Even prior to the pandemic, most businesses have become dependent upon a robust IT...

The later life market has reacted well to the pandemic

So, Lockdown 2 in England is now underway, while by the time you read...

A very different lockdown

The second national lockdown in England is now underway and there does seem to...

The changing nature of making Christmas plans

‘The family can come to us next year – it’s our turn’. Or ‘We’ll...

Why advisers are having many different service experiences

In this market when it comes to service, it really is all relative. One...

Why service level transparency is more vital than ever

In this industry we talk a lot about transparency when it comes to service...
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COMMENT

Comment

Beyond the Robo-Adviser: why the future of mortgages is ‘Human Plus’

The fintech industry is obsessing over a binary choice: the traditional human broker or the fully automated 'robo-adviser'. But as we navigate the complexities...

Ceasefire boosts sentiment more than mortgage market

What goes up must come down, but for mortgage rates the drop will be notably more gradual than the sharp increase triggered by the...

A surge today, but what comes next for advisers and conveyancing?

March has provided a very clear example of how quickly this market can move when lenders feel the need to take action, with widespread...

Technology adapts so you don’t have to

20 years ago, many brokerages looked and operated in very similar ways. Typically small, local business, many firms focused solely on standard residential mortgage...

Rental barometer shows strength, but March changes the tone

Looking at our recently published Q1 2026 Rental Barometer data in isolation, there is clearly a strong and positive story to tell. Average rental...

Latest news

Building Societies

Skipton to cut residential rates and revive three-year fixes

Skipton Building Society is cutting rates across parts of its residential mortgage range from...
Building Societies

The Leek lowers mortgage rates across residential and specialist products

Leek Building Society is cutting mortgage rates across parts of its residential, shared ownership,...
Buy-to-let

Fleet Mortgages adds two-year tracker products to buy-to-let range

Fleet Mortgages has launched three new two-year tracker mortgages at 75% loan-to-value across its...
Case Studies

Norton Home Loans provides remortgage on PRC home in Southampton

Norton Home Loans has completed a £218,000 remortgage for joint applicants in Southampton, allowing...

PROFILES