News

Molo reduces BTL rates by up to 71bps

Molo Finance has announced reductions in its buy-to-let fixed-rate products by up to 71...

Beverley BS enhances self-build mortgage proposition

Beverley Building Society has unveiled a ‘Breaking Ground’ policy update for the self-build community. ...

Foundation Home Loans introduces ‘Solutions by Foundation’

Foundation Home Loans has announced the launch of ‘Solutions by Foundation’, a new range...

Vida lowers fixed rates by up to 105bps

Vida has unveiled rate reductions to its existing fixed rate buy-to-let and residential products. Residential...

Stonebridge adds new BDM to team

Stonebridge has announced the appointment of a new business development manager (BDM) focusing on...

MPowered Mortgages improves lending criteria for non-UK nationals

MPowered Mortgages has made changes to its lending criteria for Tier 2, high-skilled foreign...

Adrian Moloney joins InterBay board

Adrian Moloney, group intermediary director at OSB Group, has been appointed to the board...

Guardian introduces new Life Essentials protection product

Guardian’s new low-cost life cover, Life Essentials, is now available on Guardian’s quote and...

E.surv expands relationship with Santander

E.surv Chartered Surveyors, the surveying business of the LSL Property Services Group, has renewed...

Landbay integrates AVMs into buy-to-let offering

Landbay has integrated automated valuation models (AVM) in a move designed to speed up...

Unsecured debt rising for those with adverse credit

43% of people with adverse credit say their level of debt has increased in...

Sesame Bankhall Group partners with Holloway Friendly

Sesame Network and PMS Mortgage Club, part of Sesame Bankhall Group (SBG), have announced...

Cumberland BS added to Sourcing Brain and Criteria Brain

Mortgage Brain has welcomed the Cumberland Building Society to its Sourcing Brain and Criteria...

Period properties less attractive to today’s homebuyers

With sustainability and efficiency being prioritised over style, increasing numbers of homebuyers are looking...

COMMENT

Commonhold and RTM: do not mistake control for simplicity

Commonhold is presented as a fairer form of flat ownership. Right to Manage (RTM) is sometimes portrayed as a quick way for residents to...

No holidays: advice firms need a plan for a busy August

Every summer, the same quiet risk runs through the intermediary market. Advisers, case managers and administrators go on holiday. Specialist lending cases, which have...

Every rate shock is becoming a test of the modern mortgage business

Halifax, Barclays and HSBC increased selected mortgage rates by up to 0.20% this week, effective 21 July. Halifax removed its sub-4% deals entirely. Barclays'...

Your next client is probably more complicated than your last one

There's a shift happening in the mortgage market that most small firms aren't ready for. It's not about rates. It's not about the political...

Why post-contract variation is becoming the mortgage market’s next battleground

For much of the past decade, mortgage technology investment has focused on origination and with good reason. Faster decisions in principle, automated affordability assessments,...

Latest news

House price rise puts mortgage resilience in sharper focus

Homebuyers should consider how they would meet mortgage payments if illness or injury affected...

Simplify’s trust gives £22,500 to nine local charities

The Simplify Charitable Trust has donated £22,500 to nine charities working in communities across...

Landlords turn to portfolio refinancing to fund expansion

More than three-quarters of landlords are considering refinancing their existing portfolios to fund further...

LiveMore launches mortgage for homes with spray foam insulation

LiveMore has launched a mortgage designed for homeowners whose properties have become difficult to...

PROFILES