News

Gen H simplifies affordability for income booster mortgages

Gen H has streamlined how it calculates affordability for income booster cases. The lender...

UTB funds £23m luxury apartment development

United Trust Bank (UTB) is supporting Stephens + Stephens’ development of 32 luxury apartments...

Intermediary firms expanding despite labour market issues

38% of mortgage intermediary companies are expanding their operations, according to Paragon Bank research. ...

OneDome offers free KYC and AML checks to estate agents

OneDome, the digital homebuying platform, is offering unlimited free digital KYC and AML checks...

Chetwood Financial appoints director of marketing

Chetwood Financial has appointed Roselle Allsop as its new director of marketing. The Wrexham-based...

Simplify gifting to help FTBs, Chancellor urged

Key Later Life Finance believes that simplifying the tax rules on gifting in March’s...

Alternative Bridging welcomes back underwriter

Alternative Bridging Corporation has bolstered its underwriting team with the recruitment of Leigh Harwood,...

Middle classes increasingly using equity release

Equity release is increasingly being explored by the middle classes when looking at the...

FTBs saw sharp reduction in affordable options last year

The number of affordable options for first-time buyers fell by 40% in 2023, according...

Client vulnerabilities being missed by lack of technology

MorganAsh has warned that those firms that haven't integrated technology to complete essential vulnerability...

Blazehill Capital completes senior credit facility with HTB

Blazehill Capital, a fund providing financing solutions to mid-market businesses, has completed a milestone...

MKC Wealth acquires Wealth for Women

MKC Wealth has announced the acquisition of financial planning firm Wealth for Women for...

Wellbeing being affected by increased financial stress

New research from St. James’s Place (SJP) has found that ongoing financial strain is...

Leeds BS to restrict holiday let mortgages in tourist hotspots

Leeds Building Society it to restrict mortgage lending on holiday lets in two tourist...

COMMENT

Commonhold and RTM: do not mistake control for simplicity

Commonhold is presented as a fairer form of flat ownership. Right to Manage (RTM) is sometimes portrayed as a quick way for residents to...

No holidays: advice firms need a plan for a busy August

Every summer, the same quiet risk runs through the intermediary market. Advisers, case managers and administrators go on holiday. Specialist lending cases, which have...

Every rate shock is becoming a test of the modern mortgage business

Halifax, Barclays and HSBC increased selected mortgage rates by up to 0.20% this week, effective 21 July. Halifax removed its sub-4% deals entirely. Barclays'...

Your next client is probably more complicated than your last one

There's a shift happening in the mortgage market that most small firms aren't ready for. It's not about rates. It's not about the political...

Why post-contract variation is becoming the mortgage market’s next battleground

For much of the past decade, mortgage technology investment has focused on origination and with good reason. Faster decisions in principle, automated affordability assessments,...

Latest news

Beverley enhances SIPP income assessment

Beverley Building Society has introduced a tiered approach to assessing income from self-invested personal...

Commonhold and RTM: do not mistake control for simplicity

Commonhold is presented as a fairer form of flat ownership. Right to Manage (RTM)...

Conveyancing costs hold at 0.53% of house prices

Conveyancing costs remained unchanged as a proportion of UK house prices during the year...

No holidays: advice firms need a plan for a busy August

Every summer, the same quiet risk runs through the intermediary market. Advisers, case managers...

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