News

Protection sales on the rise as advisers report renewed consumer focus

Protection sales are on a firm upward trajectory, with new figures from Primis revealing...

Precise trims residential fixed rates to support affordability

Specialist lender Precise Mortgages has reduced pricing across its 2 and 3-year fixed rate...

JammJar unveils “adviser-first” AI platform amid mounting FCA pressures

New AI-driven platforms are set to reshape the UK mortgage sector as brokers face...

First-time buyers leaning harder on high LTV loans

First-time buyers are relying increasingly on high loan to value mortgages to purchase homes,...

Clydesdale Bank to offer free valuations on all new purchase applications

Clydesdale Bank is set to remove valuation fees across its entire range of purchase...

Redwood reports near doubling of new lending in 2024

Specialist business bank Redwood has reported a sharp increase in new lending for 2024,...

Gen H’s deals now start at 4.89%

Gen H has announced a fresh round of rate cuts across its mortgage range,...

Labour faces eight-year delay on housing pledge, lender estimates

Labour is on course to miss its flagship housing target by almost a decade,...

Guernsey sets out new equity release rules ahead of 2026 market launch

The Guernsey Financial Services Commission has unveiled a new regulatory framework for equity release...

Selina Finance unveils dynamic pricing for second charge loans

Selina Finance has announced the launch of a new bespoke pricing model for its...

Pluto Finance appoints Eduardo Martin to lead Iberian expansion

Pluto Finance has announced the appointment of Eduardo Martin as lending director for Iberia,...

Virgin Money cuts fixed rates across residential and BTL

Virgin Money is set to reduce rates across a number of its fixed mortgage...

FCA confirms non-financial misconduct rules to restore trust in financial services

The Financial Conduct Authority (FCA) has confirmed that serious incidents of bullying, harassment and...

Court of Appeal rules mortgage capital demands fall outside ‘arrears’ protections

A landmark Court of Appeal judgment has clarified the scope of protections available under...

COMMENT

The industry needs to prepare now for Your First Home

The government’s announcement of the Your First Home scheme is genuinely positive news, and anything that boosts confidence among first-time buyers and people trying...

Why advisers can be part of the conveyancing team

There is a tendency to think the mortgage adviser’s involvement in conveyancing begins with recommending a firm and then largely ends once the client...

Why the AI revolution could be a golden age for financial advice

Every major technological shift creates the same debate: will it empower professionals to do more, or eventually replace them? Artificial intelligence is simply the latest...

Should mortgage advisers consider the emerging secondary market for life policies?

Mortgage advisers regularly help clients navigate major life changes. While much of the focus is naturally on borrowing, refinancing and insurance, there is another...

One mortgage journey no longer fits every borrower

In the mortgage market, we have lots of different ways of describing customers depending on where they are in their lives. We talk about...

Latest news

Ireland boosts Help to Buy as UK prepares new first-time buyer scheme

Ireland has increased the maximum support available to first-time buyers under its Help to...

Reeves ranked least successful of five recent chancellors in poll

Rachel Reeves has been rated the least successful of the past five chancellors in...

Teachers for Intermediaries raises new-build LTV limit to 95%

Teachers for Intermediaries has increased its maximum LTV on new-build houses and flats to...

Cambridge BS opens applications for deposit-building Rent to Home scheme

The Cambridge Building Society has opened applications for its Rent to Home property in...

PROFILES