News

GB Bank backs investor with bespoke £131-unit MUFB refinance

GB Bank has completed the refinancing of a major residential block in the Midlands,...

SMEs put cost of finance ahead of rising bills and tax in new survey

Access to affordable finance has emerged as the single biggest challenge facing small businesses,...

Bath Building Society adopts OMS mortgage platform to accelerate growth

Bath Building Society is to roll out One Mortgage System’s (OMS) cloud-based lending origination...

Chetwood Bank joins BDLA as associate member

Chetwood Bank has become an associate member of the Bridging & Development Lenders Association...

HTB bolsters underwriting strength with new hires and promotion

Hampshire Trust Bank (HTB) has expanded its underwriting teams across specialist mortgages and bridging...

Rising mortgage costs risk burdening older homeowners, says Key

The UK’s rising mortgage burden is posing a major challenge for over-55s trying to...

Alternative Bridging makes new hires in Manchester and Hertfordshire

Alternative Bridging Corporation has added two internal business development managers to its sales team,...

First-time buyers favour ‘forever homes’

First-time buyers are increasingly opting for larger homes and longer mortgage terms as they...

OPDA launches upgraded framework to cut delays in transactions

The Open Property Data Association (OPDA) has unveiled version 3.5 of its Property Data...

Majority of landlords plan to hold their ground, Landbay survey shows

Buy-to-let landlords are demonstrating renewed confidence in the private rented sector, with a majority...

One third of people relying on inheritance to secure retirement income

Nearly one in three people believe they will need an inheritance to help fund...

Fear of rejection deters thousands from applying for a mortgage

More than a third of would-be homebuyers say the fear of being rejected is...

Foundation Home Loans expands buy-to-let criteria to include social housing lettings

Foundation Home Loans has widened its buy-to-let criteria to accept single household properties let...

Pepper Money appoints new BDM in second charge team

Pepper Money has promoted Nicholas East to business development manager in its second charge...

COMMENT

Why advisers can be part of the conveyancing team

There is a tendency to think the mortgage adviser’s involvement in conveyancing begins with recommending a firm and then largely ends once the client...

Why the AI revolution could be a golden age for financial advice

Every major technological shift creates the same debate: will it empower professionals to do more, or eventually replace them? Artificial intelligence is simply the latest...

Should mortgage advisers consider the emerging secondary market for life policies?

Mortgage advisers regularly help clients navigate major life changes. While much of the focus is naturally on borrowing, refinancing and insurance, there is another...

One mortgage journey no longer fits every borrower

In the mortgage market, we have lots of different ways of describing customers depending on where they are in their lives. We talk about...

Closing the protection gap starts with informed clients

Millions of people have no protection insurance coverage and could be left vulnerable in the event of a death in the family, serious illness...

Latest news

Green rent cap plan could squeeze buy-to-let affordability

Green Party proposals to restrict private rent increases for three years could make it...

Firms’ confidence in FCA rises as satisfaction hits 79%

Confidence in the Financial Conduct Authority has increased, with almost eight in 10 regulated...

Westmarq challenges surveying ‘duopoly’ as it targets lender business

Westmarq has challenged mortgage lenders to move more of their valuation business away from...

Advice firms step up technology use as integration remains key obstacle

Financial advice firms are taking a more proactive approach to technology, but integrating new...

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