New build

Santander supports new build buyers with revised lending criteria

Santander UK has updated its affordability calculations for new build homes which should allow...

Nationwide raises LTV ceiling on new builds to 95%

Nationwide is set to increase the maximum loan-to-value (LTV) on new build houses to...

Gen H lowers New Build Boost rate to 5.95%

Gen H has announced a rate reduction on its New Build Boost mortgage product,...

Newcastle boosts new build flat support with higher LTV move

Newcastle for Intermediaries has announced a significant policy shift that raises the maximum loan-to-value...

The Darlington unveils 95% LTV Rate Reducer for non-London new-build

Darlington Building Society has launched a suite of five-year fixed-rate mortgages offering up to...

Accord raises lending limits and expands 95% LTV to new-build homes

Accord Mortgages has announced a substantial uplift to its maximum loan amounts, with increases...

Rising new build values boosting developer margins

The gap between the cost of building new homes and their final market value...

SME survey launched to gauge policy impact on mortgage market and housing delivery

A new ‘State of Play’ survey will assess how Labour’s first year in power...

Gen H pushes into new build market with 90% LTV lending offer

Gen H has unveiled a significant expansion of its mortgage offering with the launch...

North West surges ahead in off-plan sales as London slips

Mortgage brokers are being urged to reassess their regional strategies as new figures reveal...

Gen H secures strategic funding deal with SilverRock to expand homeownership access

Fintech mortgage lender Gen H has struck a major funding partnership with specialist investor...

Sadiq Khan’s Green Belt pivot could signal major opportunity for mortgage and housing markets

Mayor of London Sadiq Khan has taken a decisive step in addressing the capital’s...

Gen H cuts high-LTV mortgage rates again as New Build Boost gains momentum

Residential mortgage lender Gen H has announced a fresh round of rate reductions for...

Santander bolsters mortgage range with over 50 new products

Santander UK is significantly expanding its mortgage portfolio with the launch of more than...

COMMENT

The industry needs to prepare now for Your First Home

The government’s announcement of the Your First Home scheme is genuinely positive news, and anything that boosts confidence among first-time buyers and people trying...

Why advisers can be part of the conveyancing team

There is a tendency to think the mortgage adviser’s involvement in conveyancing begins with recommending a firm and then largely ends once the client...

Why the AI revolution could be a golden age for financial advice

Every major technological shift creates the same debate: will it empower professionals to do more, or eventually replace them? Artificial intelligence is simply the latest...

Should mortgage advisers consider the emerging secondary market for life policies?

Mortgage advisers regularly help clients navigate major life changes. While much of the focus is naturally on borrowing, refinancing and insurance, there is another...

One mortgage journey no longer fits every borrower

In the mortgage market, we have lots of different ways of describing customers depending on where they are in their lives. We talk about...

Latest news

First-time buyer affordability remains strained despite narrowing house price gap

Only 12.1% of potential first-time buyers can afford the average starter home in their...

Royal London targets GP report delays with digital service

Royal London is expanding its use of digital medical evidence in an effort to...

Equifinance names Jackie Burchill as lending operations director

Equifinance has appointed Jackie Burchill as director of lending operations as the second charge...

House price-to-income ratio falls to 11-year low as mortgage costs rise

The gap between UK house prices and earnings has narrowed to its lowest level...

PROFILES