Remortgages

The 1.8 million problem nobody’s talking about

There's a number that should be keeping every mortgage firm owner awake right now....

Tipton cuts buy-to-let rates and brings back high income multiple mortgages

Tipton & Coseley Building Society has reduced rates across parts of its buy-to-let range...

Buckinghamshire BS launches one-year mortgage with no early repayment charges

Buckinghamshire Building Society has introduced a one-year discounted rate mortgage aimed at borrowers seeking...

HSBC cuts rates across residential and buy-to-let mortgage ranges

HSBC UK is reducing rates across a broad selection of residential and buy-to-let mortgage...

Hodge raises remortgage and debt consolidation LTVs

Hodge Bank has increased loan-to-value limits across its residential and later life mortgage ranges. The...

Halifax and Lloyds cut mortgage rates by up to 14bps across purchase and remortgage ranges

Halifax and Lloyds Bank have reduced rates across a range of first-time buyer, home...

Bailey signals Bank Rate hold as Iran conflict clouds outlook

Bank of England Governor Andrew Bailey has signalled that interest rate cuts are likely...

How advisers can win the 2026 remortgage wave

The surge in property transactions during the 2021 ‘race for space’, when completions peaked...

Barclays to cut residential mortgage rates

Barclays Mortgages is reducing rates across selected residential purchase, remortgage and existing customer products...

TSB cuts residential fixed mortgage rates

TSB cut rates across parts of its residential mortgage range today as lenders continue...

Santander cuts rates across higher LTV fixed and tracker mortgages

Santander has reduced rates across a range of first-time buyer, home mover and remortgage...

West One raises core income multiples to 5.5 times

West One has increased loan-to-income limits across its core residential mortgage range and improved...

ASAP launches remortgage conveyancing service for brokers

ASAP has expanded its intermediary proposition with the launch of a new specialist remortgage...

HSBC UK automates remortgage cases through LMS platform

HSBC UK has become the first lender to automate remortgage cases through LMS’s Decisioning...

COMMENT

Rates are moving and regulation is evolving

Many lenders are having to increase their rates, and that trend looks set to continue over the coming week. For clients whose current deal...

Building tomorrow’s mortgage market: AI built on trust, governance and confidence

The government's Financial Services AI Adoption Plan, led by Harriet Rees, group chief information officer at Starling Bank, and Dr Rohit Dhawan, group director...

The protection prompt: what AI still needs to get right

The Mills Review has prompted plenty of discussion across the mortgage industry. While much of the focus has been on the finding that a...

Why second charges are helping Right to Buy borrowers do more with their home

For many people, Right to Buy is still one of the most accessible ways to become a homeowner and over the last five years,...

The case for tech fluency before AI adoption in the mutual sector

It often feels like there is only one conversation taking place in financial services at the moment: artificial intelligence. Whether it’s trade shows and...

Latest news

Twenty7tec links Advice platform with ZeroKey to cut rekeying

Twenty7tec has integrated its Advice platform with ZeroKey in an effort to reduce the...

Broker Conveyancing launches £175 remortgage package

Broker Conveyancing has introduced a fixed-price remortgage conveyancing package through its new online hub. The...

Buckinghamshire BS cuts residential and specialist rates

Buckinghamshire Building Society has reduced mortgage rates across its residential and specialist lending ranges,...

Final call for views on FCA mortgage reforms

The mortgage industry has until tomorrow to respond to Financial Conduct Authority proposals intended...

PROFILES