Mortgages

Funding for Lending likely to have implications for MPC voting

The Bank of England's Monetary Policy Committee (MPC) voted unanimously in favour of both...

Mortgage activity bounces back

Mortgage activity was back up in July, according to the latest National Mortgage Index...

The Cambridge raises SVR

The Cambridge Building Society has increased its Standard Variable Rate (SVR) on both...

The Leeds helps FTBs with new shared ownership offering

Leeds Building Society has unveiled a new shared ownership mortgage product aimed at helping...

Skipton makes rate cuts

Skipton Building Society has made changes to a number of its two, three and...

New longer-term fixes from the Manchester

The Manchester Building Society has added a residential product and two buy-to-let long term...

First-time buyer activity “showing signs of resilience”

First-time buyer activity assisted in propping up lending for house purchase in June, according...

Virgin Money offers first exclusives via Openwork

Openwork has launched a range of exclusive fixed rate products from Virgin Money. The new...

95% mortgages for Darlington scheme buyers

Darlington Building Society and Tees Valley Housing have joined forces to provide a 95%...

Post Office cuts rates

The Post Office is reducing its rates by up to 0.40 percentage points on...

July lending makes up for poor June figures

The latest Mortgage Monitor from e.surv chartered surveyors has reported a 12% increase in...

New first-time buyer deal from NatWest

NatWest Intermediary Solutions has unveiled a new first-time buyer purchase mortgage in its current...

Buy-to-let growth continues

There was a second quarter rise in buy-to-let lending of 5%, the Council of...

Post Office rolls out expansion strategy

The Post Office is today introducing the first phase of introducing trained branch 'mortgage...

COMMENT

The case for tech fluency before AI adoption in the mutual sector

It often feels like there is only one conversation taking place in financial services at the moment: artificial intelligence. Whether it’s trade shows and...

Commonhold and RTM: do not mistake control for simplicity

Commonhold is presented as a fairer form of flat ownership. Right to Manage (RTM) is sometimes portrayed as a quick way for residents to...

No holidays: advice firms need a plan for a busy August

Every summer, the same quiet risk runs through the intermediary market. Advisers, case managers and administrators go on holiday. Specialist lending cases, which have...

Every rate shock is becoming a test of the modern mortgage business

Halifax, Barclays and HSBC increased selected mortgage rates by up to 0.20% this week, effective 21 July. Halifax removed its sub-4% deals entirely. Barclays'...

Your next client is probably more complicated than your last one

There's a shift happening in the mortgage market that most small firms aren't ready for. It's not about rates. It's not about the political...

Latest news

Final call for views on FCA mortgage reforms

The mortgage industry has until tomorrow to respond to Financial Conduct Authority proposals intended...

One in five borrow to fund private healthcare

Almost one in five people who recently accessed private healthcare used a credit card...

Digital mortgage ID checks unaffected by government U-turn

Digital identity verification used by mortgage lenders, brokers and other regulated firms is unaffected...

Family BS launches broker Mortgage Hub

Family Building Society has launched an online mortgage application platform designed to give brokers...

PROFILES