Mortgages

Fees divide between banks and mutuals

Analysis by MoneySupermarket has found there is a big difference between the fees attached...

Accord Mortgages cuts two-year rates

Accord Mortgages has cut rates by up to 0.30 percentage points from its two-year...

Remortgage market boost from fixed rate ‘war’

The proportion of John Charcol's clients remortgaging increased from 32.1% in May to 39.2%...

First direct cuts mortgage rates

First direct has reduced the rates on all of its standard and fee free...

NatWest unveils new trackers and fixes

NatWest Intermediary Solutions is launching new fixed rate and tracker mortgages on Wednesday 8...

New deals from Coventry Intermediaries

On 9 August Coventry Intermediaries is launching a new range of mortgages, which includes...

Nationwide offers new four-year fixed rate deal

The Nationwide Building Society is now offering a new twist on its existing four-year...

The Saffron brings back 95% LTV first-time buyer deal

Saffron Building Society has relaunched its 95% mortgage for first time buyers who have...

TBMC unveils new two-year BTL fix

TBMC has launched a new two-year fixed buy-to-let exclusive product through the Hinckley &...

Making sense of all that data

I believe it was Donald Rumsfeld who made the following mind bending statement: "There...

Still a market for ‘micro mortgages’, says lender

Cheshire Mortgage Corporation has told brokers not to overlook the potential for recommending 'micro...

Tesco Bank launches mortgage range

Tesco Bank has published details of its mortgage range, available from Monday 6 August. The...

Funding for Lending ‘pushing mortgage rates down’

The Bank of England's Monetary Policy Committee (MPC) will want to see what impact...

Santander cuts mortgage rates

Santander has cut the rates on over 20 mortgage products in its range by...

COMMENT

The case for tech fluency before AI adoption in the mutual sector

It often feels like there is only one conversation taking place in financial services at the moment: artificial intelligence. Whether it’s trade shows and...

Commonhold and RTM: do not mistake control for simplicity

Commonhold is presented as a fairer form of flat ownership. Right to Manage (RTM) is sometimes portrayed as a quick way for residents to...

No holidays: advice firms need a plan for a busy August

Every summer, the same quiet risk runs through the intermediary market. Advisers, case managers and administrators go on holiday. Specialist lending cases, which have...

Every rate shock is becoming a test of the modern mortgage business

Halifax, Barclays and HSBC increased selected mortgage rates by up to 0.20% this week, effective 21 July. Halifax removed its sub-4% deals entirely. Barclays'...

Your next client is probably more complicated than your last one

There's a shift happening in the mortgage market that most small firms aren't ready for. It's not about rates. It's not about the political...

Latest news

Final call for views on FCA mortgage reforms

The mortgage industry has until tomorrow to respond to Financial Conduct Authority proposals intended...

One in five borrow to fund private healthcare

Almost one in five people who recently accessed private healthcare used a credit card...

Digital mortgage ID checks unaffected by government U-turn

Digital identity verification used by mortgage lenders, brokers and other regulated firms is unaffected...

Family BS launches broker Mortgage Hub

Family Building Society has launched an online mortgage application platform designed to give brokers...

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