Mortgages

Let’s not ‘innovate’ ourselves into another disaster

I’ve written before about the use of the word ‘innovation’ in the mortgage marketplace...

Precise Mortgages revamps home owner proposition

Precise Mortgages has simplified its Home Owner range. Rates have been cut and now start...

New Chelsea fix at 1.64%

Chelsea Building Society has made further reductions to its mortgage range. Its offering now includes...

Fixes at lowest levels since the credit crunch began

May was the cheapest month for fixed rate mortgages since the onset of the...

Widespread rate cuts from Barclays

Barclays is reducing mortgage rates by up to 70 basis points and launching new...

Lowest ever fixed rate for The Mortgage Works

The Mortgage Works (TMW) will tomorrow (21 June) unveil its lowest ever fixed rate...

21% rise in gross mortgage lending

Total gross mortgage lending in May increased to an estimated £14.7 billion, according to...

Mortgages for Business launches Metro Bank BTL exclusives

Mortgages for Business is now offering two exclusive buy-to-let mortgage products from Metro...

Accord the latest lender to offer seven-day deals

Accord Mortgages has unveiled a seven day promotion. The lender is offering eight products with...

Post Office wants major growth in its mortgage lending

The Post Office has revealed it wants to lend £2.5 billion in mortgage by...

The Yorkshire offers 10-year deal at 3.89% – free free

Yorkshire Building Society is making price reductions to its longer term products. From 20 June...

35% of landlords say buy-to-let finance is more available

The proportion of landlords who think that buy-to-let finance is more freely available is...

H&R BS exclusive for Mortgage Intelligence Holdings

Mortgage Intelligence Holdings has launched an exclusive Hinckley & Rugby Building Society two year...

LSL offers exclusives from Leeds BS

The Leeds Building Society has launched two exclusives for the LSL group. The pair of...

COMMENT

Mortgage maturity: A golden opportunity for advisers

Around 1.8 million fixed-rate mortgage deals are due to come to an end in 2026, adding to the 1.6 million mortgages that already matured...

Rates are moving and regulation is evolving

Many lenders are having to increase their rates, and that trend looks set to continue over the coming week. For clients whose current deal...

Building tomorrow’s mortgage market: AI built on trust, governance and confidence

The government's Financial Services AI Adoption Plan, led by Harriet Rees, group chief information officer at Starling Bank, and Dr Rohit Dhawan, group director...

The protection prompt: what AI still needs to get right

The Mills Review has prompted plenty of discussion across the mortgage industry. While much of the focus has been on the finding that a...

Why second charges are helping Right to Buy borrowers do more with their home

For many people, Right to Buy is still one of the most accessible ways to become a homeowner and over the last five years,...

Latest news

First-time buyer squeeze deepens as mortgage rates climb

First-time buyers with small deposits face mounting pressure as average mortgage rates rise and...

Mortgage costs push sales 9% lower

Higher mortgage rates have contributed to a sharper-than-usual summer housing slowdown, with sales agreed...

Access FS appoints Alan Baldwin as compliance director

Access Financial Services has appointed Alan Baldwin as director of compliance as it expands...

Mortgage-backed Swansea auction sale completes in six days

A mortgage-financed property purchase in Swansea has completed six days after the draft contract...

PROFILES