Mortgages

Large majority fear not paying off interest-only loan

Nearly three-quarters of homeowners with interest-only mortgages are concerned they may not be able...

Accord cuts 75% LTV buy-to-let rates

Accord Buy to Let has cut the rates across its 75% loan-to-value (LTV) range...

First Direct unveils new rates

First Direct has made rate changes across its mortgage range. Changes include reductions on a number...

New phone-based BDMs for NatWest IS

NatWest Intermediary Solutions has recruited two new business development managers (BDMs) to its phone-based...

New BTLs and higher LTVs from Virgin Money

Virgin Money has made of changes to its mortgage range, including improvements to its...

Skipton to hold MCD broker seminars

Skipton Intermediaries will be hosting a range of special breakfast seminars across the country...

3mc becomes Paragon Premier range distributor

3mc has become a distributor of Paragon’s Premier range of buy-to-let mortgages. The range, which...

RBS profits boosted by Citizens sale

The Royal Bank of Scotland (RBS) has posted quarter three profits of £952m, up...

Brokers expect little difference from Consumer BTL

The majority of respondents to a survey on the effects of the Mortgage Credit...

Brightstar receives Investors in People bronze award

Brightstar has achieved an Investors in People bronze level accreditation following its first assessment.  Just...

Damien Druce joins Castle Trust

Castle Trust Capital has appointed Damien Druce as national development manager, distribution partners. He...

Advisers want interest-only innovation

30% of equity release advisers want product development to focus on interest-only mortgages –...

The Skipton offers new Help to Buy remo deals

The Skipton Building Society has launched three new Help to Buy remortgage products over two,...

Pepper expands distributor base

Pepper Homeloans has added Legal & General Mortgage Club to its panel of distributors. Legal & General...

COMMENT

Commonhold reform: Devil in the detail

The government's language on leasehold reform remains forthright. Ministers speak of, “bringing the feudal leasehold system to an end,” of returning power to homeowners...

Managing cashflow and risk in today’s turbulent market

Over the past decade buy-to-let landlords have become accustomed to operating in a market where it can often feel like change is the only...

Is there such thing as a ‘typical borrower’ anymore?

What is a typical borrower? A few decades ago, it would have been a salaried employee, single source of income and, most likely, a...

Private credit has reached its next stage of maturity

Every lending market experiences moments that prompt uncomfortable questions. A high profile default, allegations of poor governance or a significant loss inevitably lead to...

Your clients aren’t being stolen… they’re being handed over

Let's be honest about something the industry won't say out loud. Lenders going direct aren't the problem. Brokers are. Every year the same conversation happens....

Latest news

Commonhold reform: Devil in the detail

The government's language on leasehold reform remains forthright. Ministers speak of, “bringing the feudal...

TMG reports record monthly MetLife submissions

TMG recorded its highest monthly submission volume with MetLife, exceeding its previous record by...

Leek raises earned income age limit to 75

Leek Building Society has introduced eight lending criteria changes covering income, contractors, later-life borrowing...

Coventry cuts residential and buy-to-let rates

Coventry for intermediaries has reduced selected residential and buy-to-let mortgage rates for new and...

PROFILES