Mortgages

TMW tightens buy-to-let criteria

The Mortgage Works (TMW) is making changes to its rental calculation and maximum LTV. From...

RBS sounds Williams & Glyn warning

The Royal Bank of Scotland (RBS) has reported a loss of £968 million for...

Sustained FTB surge in Spring

First-time buyer activity grew in March, according to the latest First-Time Buyer Tracker from Your...

Crystal’s completions up 153%

Crystal Specialist Finance issued terms on £401m worth of business from January to March,...

LendInvest to move into longer-term loans

LendInvest has secured a warehouse financing facility with Macquarie for an initial amount of...

Kensington prices £350m securitisation

Kensington Mortgages has raised further funding in the capital markets through a new securitisation,...

Openwork reveals its largest mortgage AR

Openwork has announced that Just Mortgages Direct has now officially transitioned to the network,...

Land Registry: house prices down 0.5% in March

The Land Registry March house price data has revealed a monthly price fall of 0.5%. The...

TML reveals launch distributor panel

The Mortgage Lender (TML), which is due to launch in May, has teamed up...

New Street Mortgages partners with Intrinsic

New Street Mortgages has expanded its distribution to include Intrinsic Financial Services. The new agreement will see...

IMLA sounds warning over Basel proposals

The Intermediary Mortgage Lenders Association (IMLA) has warned that housing associations and homebuyers with...

19% rise in remortgage equity withdrawn

LMS has reported that the total amount of equity withdrawn by remortgaging rose by...

Life & pensions sector to contribute more to FSCS

The Financial Services Compensation Scheme (FSCS) will levy £337m in the financial year 2016/17,...

BBA: 64% year-on-year rise in mortgage lending

The British Bankers' Association (BBA) has revealed that gross mortgage borrowing of £17.1 billion...

COMMENT

AI doesn’t remove bias. It gives us the chance to manage it

One of the great promises of artificial intelligence has always been objectivity. Machines, unlike people, do not have bad days. They do not favour...

Commonhold reform: Devil in the detail

The government's language on leasehold reform remains forthright. Ministers speak of, “bringing the feudal leasehold system to an end,” of returning power to homeowners...

Managing cashflow and risk in today’s turbulent market

Over the past decade buy-to-let landlords have become accustomed to operating in a market where it can often feel like change is the only...

Is there such thing as a ‘typical borrower’ anymore?

What is a typical borrower? A few decades ago, it would have been a salaried employee, single source of income and, most likely, a...

Private credit has reached its next stage of maturity

Every lending market experiences moments that prompt uncomfortable questions. A high profile default, allegations of poor governance or a significant loss inevitably lead to...

Latest news

Swansea BS completes £25k charity fund with YMCA Cardiff donation

Swansea Building Society has completed an anniversary charity fund with a £3,000 donation to...

AI doesn’t remove bias. It gives us the chance to manage it

One of the great promises of artificial intelligence has always been objectivity. Machines, unlike...

No mandate for automatic cohabitation rights, Deech warns

Proposals giving cohabiting couples automatic rights over homes, pensions and other assets lack clear...

Bristol tops 2026 Japanese knotweed hotspots

Bristol has retained its position as England’s Japanese knotweed capital, recording more than twice...

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