Mortgages

Borrowers moved early as rate cut expectations built, Twenty7tec data shows

Mortgage search activity reached its highest level of the month on 9 December, nine...

The Cumberland sets sights on 2026 after expanding support for regional businesses

The Cumberland Building Society says it is well positioned to continue backing businesses across...

Gatehouse Bank launches refinance fee saver purchase plans for UK residents

Gatehouse Bank has introduced a limited edition range of refinance products for UK residents...

The Right Mortgage & Protection Network reports strong Q3 performance

The Right Mortgage & Protection Network has reported another quarter of growth, pointing to...

Virgin Money and Clydesdale to cut SVR to 6.74% after Bank rate move

Virgin Money and Clydesdale Bank are reducing selected variable and tracker rates following the...

INDUSTRY REACTION: Bank rate cut passes by narrow margin

At its meeting ending on 17 December 2025, the Monetary Policy Committee voted by...

Gen H widens credit criteria to support more first-time buyers

Residential mortgage lender Gen H has extended its internal credit criteria in a move...

FS25/6 and the execution-only irony brokers can’t ignore

Reading FCA FS25/6, it is difficult not to notice an uncomfortable irony in the...

Phoebus applies agile thinking to build people-first culture

Software specialist Phoebus is applying principles more commonly associated with software development to its...

Falling swap rates lift funding outlook for property market

Falling swap rates are improving funding conditions for property borrowers and point to a...

Stonebridge data points to resilient mortgage market as rates ease

Stonebridge, one of the UK’s largest mortgage networks, has published its latest Mortgage Market...

Scottish home energy efficiency market could unlock billions in private capital, report finds

A new report commissioned by the Green Finance Institute (GFI) and funded by the...

e4 Strategic deepens Caversham House partnership to build AI capability into VERSA

e4 Strategic has extended its partnership with Caversham House as it looks to embed...

Rosemount sets out plans for 2026 annual conference

Rosemount Financial Solutions (IFA) has confirmed the venue, format and agenda for its 2026...

COMMENT

Stop tinkering: Why mortgage tech needs a proper overhaul

Let’s be honest. If you work in the UK mortgage market right now, you know we’re all running pretty fast just to stand still. Between...

This is a different mortgage market and borrowers are reacting to it

It is important to be clear about what has changed in the mortgage market over the last month or so, because the latest data-specific...

The rise of larger deposits

The first-time buyer profile is changing. Increasingly, buyers are entering the market with larger deposits than at any point in recent years as many...

Is life insurance too confusing to buy?

While there are peaks and troughs depending on where we look, the UK life insurance market is typically quite flat, including mortgage-related protection. Recent data...

Why the government’s housing ambitions won’t fix the affordability crisis

With the bidding open for the government’s £39bn Social and Affordable Homes Programme - the main pillar of its long-term housing strategy - homebuying...

Latest news

Accord raises buy-to-let maximum loan sizes to £1.5m

Accord has increased the maximum loan size across parts of its buy-to-let range, in...

FCA and PRA ease SM&CR rules in move to cut compliance burden

The Financial Conduct Authority and Prudential Regulation Authority have set out the first stage...

The Saffron broadens criteria across buy-to-let, self-build and residential lending

Saffron for Intermediaries has widened criteria across its buy-to-let, self-build and residential mortgage ranges...

Brokers report rising caution among borrowers as remortgaging picks up

Mortgage brokers are seeing more remortgage activity, but say geopolitical uncertainty, cost of living...

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