Mortgages

The Leeds trims mortgage rates for new year

Leeds Building Society has cut mortgage rates by up to 0.26% across a wide...

2026 forecasts: More pessimism or will the housing market strengthen?

Throughout 2025 many in the housing industry, both lenders and builders cast serious doubt...

2026 forecasts: why mortgage tech choices will matter more than ever in 2026

Firstly, while technology is becoming an increasingly imposing presence across the mortgage market, this...

Fixed rates dominate as first-time buyers drive activity in 2025

The UK mortgage market in 2025 was shaped by falling rates towards year-end, a...

The Wealthy Advisers Club passes 750 members and secures CPD accreditation

The Wealthy Advisers Club has reached 750 adviser members less than a year after...

Housing reforms set to reshape UK landscape in 2025

The UK housing market is entering one of its most reform-heavy periods in decades...

London exodus slows as leavers stay closer to the capital

The pandemic-era rush out of London is firmly in retreat with new figures showing...

The questions I was asked most this year

Why did you join Teachers Building Society? It’s no secret that prior to joining Teachers...

Improving mortgage choice and lower rates ease affordability pressures for homebuyers

Homebuyers entering the market this Christmas are benefiting from improved mortgage choice and lower...

2026 forecasts: Atom bank

Chris Storey, chief commercial officer at Atom bank, provides his thoughts on the residential...

Affordability issues likely to intensify until 2027, lenders warn

Mortgage affordability is expected to become a more pressing issue by 2027, according to...

IMLA backs FCA roadmap on mortgage rule review

The Intermediary Mortgage Lenders Association (IMLA) has described the Financial Conduct Authority’s (FCA’s) Feedback...

Borrowers moved early as rate cut expectations built, Twenty7tec data shows

Mortgage search activity reached its highest level of the month on 9 December, nine...

The Cumberland sets sights on 2026 after expanding support for regional businesses

The Cumberland Building Society says it is well positioned to continue backing businesses across...

COMMENT

Stop tinkering: Why mortgage tech needs a proper overhaul

Let’s be honest. If you work in the UK mortgage market right now, you know we’re all running pretty fast just to stand still. Between...

This is a different mortgage market and borrowers are reacting to it

It is important to be clear about what has changed in the mortgage market over the last month or so, because the latest data-specific...

The rise of larger deposits

The first-time buyer profile is changing. Increasingly, buyers are entering the market with larger deposits than at any point in recent years as many...

Is life insurance too confusing to buy?

While there are peaks and troughs depending on where we look, the UK life insurance market is typically quite flat, including mortgage-related protection. Recent data...

Why the government’s housing ambitions won’t fix the affordability crisis

With the bidding open for the government’s £39bn Social and Affordable Homes Programme - the main pillar of its long-term housing strategy - homebuying...

Latest news

Coadjute joins FCA AI testing programme as conveyancers face tougher AML regime

Coadjute has joined the Financial Conduct Authority’s AI Live Testing programme as conveyancing firms...

Morrow hire to lead intermediary growth strategy

Morrow has appointed Amit Gupta as financial services director as it looks to expand...

Russell Quirk calls out broken transaction system

UK mortgage and property professionals have been urged to rethink the homebuying process after Russell...

Newcastle updates broker portal for faster product transfers

Newcastle for Intermediaries has upgraded its broker portal to make product transfers quicker and...

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