Mortgages

Consumers’ interests need to be central to lender business models

The Council of Mortgage Lenders' (CML) chairman has warned that the mortgage market will...

New 10-year fix from the Yorkshire

Yorkshire Building Society is offering a new 10-year fixed rate mortgage. It is priced at...

Virgin Money tweaks mortgage range

Virgin Money has made a number of changes to its residential mortgage range. Key Residential...

NatWest IS cuts rates on 18 deals

NatWest Intermediary Solutions is making a series of rate cuts tomorrow across its Core...

New 2.49% three-year deal from N&P

Norwich & Peterborough Building Society (N&P) has unveiled a new, 'low fee' three-year fixed...

FLS expansion given mixed reception

The Bank of England has extended the time period for the Funding for...

Gross mortgage lending below monthly average

Net mortgage borrowing from the banks fell by 0.1% over the year to March,...

Remortgage activity outpacing total gross mortgage lending

Monthly gross remortgage lending increased by £330m in March to £2.9 billion, according to...

CML unruffled by EU Mortgage Credit Directive agreement

The Council of Mortgage Lenders (CML) has welcomed the Irish Presidency's announcement that agreement...

Aldermore allows fees to be added to loan

Aldermore is now letting mortgage borrowers have the option to add completion and electronic...

John Charcol sees let-to-buy surge

John Charcol has reported a "significant" increase in let-to-buy activity in 2012 and says...

Best French mortgage rates for 65 years

Competition between French banks for domestic buyers has created the best opportunity for UK...

Homeowners want more creative lending options

82% of homeowners want more to be done to make it easier for new...

Metro Bank cuts rates

Metro Bank has cut mortgage rates by up to 50bps. At 80% LTV,...

COMMENT

Mortgage maturity: A golden opportunity for advisers

Around 1.8 million fixed-rate mortgage deals are due to come to an end in 2026, adding to the 1.6 million mortgages that already matured...

Rates are moving and regulation is evolving

Many lenders are having to increase their rates, and that trend looks set to continue over the coming week. For clients whose current deal...

Building tomorrow’s mortgage market: AI built on trust, governance and confidence

The government's Financial Services AI Adoption Plan, led by Harriet Rees, group chief information officer at Starling Bank, and Dr Rohit Dhawan, group director...

The protection prompt: what AI still needs to get right

The Mills Review has prompted plenty of discussion across the mortgage industry. While much of the focus has been on the finding that a...

Why second charges are helping Right to Buy borrowers do more with their home

For many people, Right to Buy is still one of the most accessible ways to become a homeowner and over the last five years,...

Latest news

Skipton loses former Connells chief’s discrimination case

Skipton Group Holdings and Connells have lost an employment tribunal case brought by former...

IMLA supports flexible mortgage rules but says housing supply remains key

Mortgage lenders have backed proposals to give first-time buyers and other underserved borrowers greater...

Mortgage borrowing jumps to £7.7bn

Net mortgage borrowing more than doubled to £7.7bn in June, up from £3.3bn in...

AMI says mortgage rule reforms must keep advice at their core

Proposals to give lenders greater flexibility must be supported by mortgage advice if they...

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