Mortgages

LiveMore Capital partners with Specialist Mortgage Group

LiveMore Capital has partnered with brokerage Specialist Mortgage Group (SMG). The new partnership allows SMG’s...

Profits up at Castle Trust Bank

Castle Trust Bank has reported pre-tax profits of £3.6m, up from £0.8m, for the financial...

Lenders & housing associations: shared ownership set for growth

Shared ownership is growing but it does not have enough consumer awareness and understanding,...

BestAdvice appoints special projects editor

Simon Read has joined BestAdvice as its special projects editor. Read (pictured) will initially be...

Brokers not confident lenders will listen to them over affordability

Mortgage Broker Tools has found that brokers overwhelmingly want lenders to take a more...

Pepper adds impaired credit remortgage products to Help to Buy range

Pepper Money has expanded its Help to Buy range with the introduction of Help...

Mortgage Industry Mental Health Charter targets 200+ signatories

The Mortgage Industry Mental Health Charter (MIMHC) is looking to achieve 200+ signatories by...

Significant rise in gifting by mortgage customers aged 50+

Mortgage lender Hodge has reported that, between 2019 and 2021, there was a 30%...

Vida improves criteria for contractors

Vida has unveiled a series of changes to its criteria for borrowers who are...

Kent Reliance for Intermediaries introduces new residential proposition

Kent Reliance for Intermediaries has revamped its residential mortgage offering to give wider access...

Precise unveils wider adverse product offering

Precise Mortgages has launched a new range of residential mortgage products designed to support...

Virgin Money pulls majority of exclusive deals and ups rates

Virgin Money has made a series of changes within its range of fixed rate...

TML launches invitation-only intermediary club

The Mortgage Lender (TML) has launched 'Society', an invitation-only club for its intermediary partners....

Majority of young people believe credit scoring system is flawed

54% of people aged 18-34 think the current credit score system is fundamentally flawed, according...
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COMMENT

Technology

If AI gives us more time to think, we must learn how to think well

The great promise of AI in financial services is usually expressed in terms of what it can remove. Less administration, less duplication, fewer manual...

The right scrutiny is a precursor of growing lending safely

Credit markets have always had to accommodate change, but there are periods when the assumptions on which they have been built begin to move...

Only one in five of your clients thinks your fee was justified

You know the moment. 40 minutes in. Gone well. They like you, you like them, everyone's getting on. Then you have to say the fee. And...

I’m 49. My dad’s 73. Between us we’ve found the hole in later life lending

I turn 50 in December, and the marketing has already started. Funeral plans, over-50s life cover, “guaranteed acceptance” adverts wedged between the football highlights....

Buying scale was phase one. What happens next?

Mortgage distribution is in a race for scale. Capital wants market share. Consolidators want distribution. Networks want advisers. Good businesses are commanding serious valuations. If I...

Latest news

Technology

Mortgage brokers have little to fear from AI, says Mortgageforce boss

Mortgage brokers should embrace artificial intelligence rather than fear it will ultimately replace them,...
Homebuying

Waiting for completion causes greater anxiety than saving for a deposit

Delays towards the end of the homebuying process are a greater source of anxiety...
Conveyancing

Leasehold delays put Christmas property completions under pressure

Homebuyers hoping to complete before Christmas face increasingly tight deadlines, with leasehold transactions and...
Technology

Conveyancing firms warned over risks of uncoordinated AI adoption

Conveyancing firms risk undermining the benefits of artificial intelligence unless they address weaknesses in...

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