Mortgages

EXCLUSIVE: Irish fintech LendWell targets UK market with new AI platform

Dublin-based fintech LendWell is preparing to enter the UK mortgage market with its AI-native...

Trump’s crazy tariffs could actually be good news for UK landlords

In an unexpected twist, Donald Trump’s return to the global stage with a fresh...

Call for ‘truthful rethink’ on housing affordability as experts criticise outdated metrics

A leading housing expert has criticised the industry’s approach to affordability, warning that outdated...

L&C Mortgages launches exclusive 3-year fixed remortgage deals with MPowered Mortgages

L&C Mortgages has introduced a new range of exclusive three-year fixed rate remortgage products,...

Barclays cuts mortgage rates below 4%

Barclays is set to reduce mortgage rates by as much as 38 basis points...

UTB cuts mortgage rates and raises LTI cap to 6x income

United Trust Bank (UTB) has reduced rates across its entire residential mortgage product range...

The Coventry cuts mortgage pricing as swap rates ease

Coventry for intermediaries has announced a reduction in selected fixed mortgage rates, responding to...

The Mortgage Works trims buy-to-let rates

The Mortgage Works (TMW), the buy-to-let arm of Nationwide Building Society, has announced a...

Barclays offers zero deposit mortgage for Right to Buy applicants

Barclays will no longer require a deposit from borrowers purchasing a home under the...

Gen H reduces all rates up to and including 80% by up to 20 bps

Gen H has made sweeping rate cuts on all products up to and including...

Pepper Money reduces rates across entire range

Pepper Money has cut rates across its entire product range, with reductions of up...

Northern regions dominate buy-to-let market as landlords chase yields

Landlords are doubling down on high-yielding rental investments in the North of England, defying...

Remortgage activity surges while two-year fixes fall out of favour

The UK mortgage market showed signs of shifting sentiment in March, according to the...

Vernon BS targets high-value borrowers with new flexible mortgage product

Vernon Building Society has introduced a new three-year variable rate mortgage aimed at high-net-worth...

COMMENT

Buy-to-let has matured as a market

Buy-to-let turned 30 last week, and it's a good moment for some much-needed positivity around this market. Whatever the narrative around buy-to-let has been at...

Network recruitment called. The 1970s want their strategy back

I spend a lot of my time looking at growth. What does it cost? Is it sustainable? And are we creating value, or just...

Bank Rate holds again, but November is now firmly in focus

There may well have been a collective sigh of relief across the mortgage market when the Bank of England announced another Bank Base Rate...

Buy-to-let at 30: the mortgage that changed Britain’s housing market

John Heron helped create buy-to-let when landlords had almost nowhere to turn for finance. Thirty years later, he and Paragon Bank's Louisa Sedgwick reflect...

Harpenden’s expat move could be bigger than the numbers suggest

Harpenden Building Society’s move into expat mortgages this summer has been good news for brokers and borrowers. But I think its importance goes beyond...

Latest news

Meet the hosts of Mortgage’s Got Talent

As the mortgage industry prepares to swap case discussions, criteria and rates for microphones,...

Complex income must not become barrier to Scottish homeownership

Mortgage lenders need to keep adapting their criteria as changing working patterns leave growing...

LiveMore raises LTV limits and adds flexibility to equity release overpayments

LiveMore has increased maximum LTVs on mortgages with a repayment element and introduced more...

Cost of collapsed property sales rises to £258m in second quarter

Failed property transactions cost the UK housing market an estimated £257.9m during the second...

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