Mortgages

First-time buyers claim bigger slice of mortgage market as conditions ease

First-time buyers are taking a significantly larger share of the mortgage market, according to...

Buckinghamshire BS boosts Credit Restore LTV to 75%

Buckinghamshire Building Society has increased the maximum loan-to-value on its Credit Restore mortgage range...

Gable Mortgages launches zero-deposit products to support first-time buyers

Gable Mortgages has entered the UK market with the launch of two zero-deposit mortgage...

Homebuyers call for urgent digital reform as frustration with property process mounts

A major new report published today by the Open Property Data Association (OPDA) reveals...

Barclays cuts affordability rates to widen access to home ownership

Barclays has reduced its affordability rates for residential mortgages, in a move that will...

AMI warns FCA mortgage review could erode consumer protection

The Association of Mortgage Intermediaries (AMI) has issued a sharp warning that the Financial...

The Suffolk trims residential and expat 2-year fixed rates

Suffolk Building Society has announced rate reductions across its two-year fixed residential and expat...

UK property prices hit new high… but growth slows

The average asking price for UK homes rose to a record £379,517 in May,...

Santander cuts rates across more than 60 mortgage products

Santander UK will reduce rates by up to 0.19% across more than 60 mortgage...

Foundation Home Loans raises £550m with latest funding vehicle

Foundation Home Loans has completed a significant funding transaction worth £550 million, following strong...

April Mortgages launches 100% LTV mortgage

April Mortgages has launched a 100% loan-to-value product, allowing first-time buyers and movers to...

Virgin Money trims rates and unveils new exclusives

Virgin Money is making a series of changes to its mortgage range today (Friday...

Nationwide cuts stress rates for homebuyers and remortgagers

Nationwide is reducing its mortgage stress test rates by up to 1.25 percentage points,...

West One opens Manchester office to support northern growth strategy

Specialist lender West One Loans has opened a new office in Manchester, as it...

COMMENT

Buy-to-let has matured as a market

Buy-to-let turned 30 last week, and it's a good moment for some much-needed positivity around this market. Whatever the narrative around buy-to-let has been at...

Network recruitment called. The 1970s want their strategy back

I spend a lot of my time looking at growth. What does it cost? Is it sustainable? And are we creating value, or just...

Bank Rate holds again, but November is now firmly in focus

There may well have been a collective sigh of relief across the mortgage market when the Bank of England announced another Bank Base Rate...

Buy-to-let at 30: the mortgage that changed Britain’s housing market

John Heron helped create buy-to-let when landlords had almost nowhere to turn for finance. Thirty years later, he and Paragon Bank's Louisa Sedgwick reflect...

Harpenden’s expat move could be bigger than the numbers suggest

Harpenden Building Society’s move into expat mortgages this summer has been good news for brokers and borrowers. But I think its importance goes beyond...

Latest news

Meet the hosts of Mortgage’s Got Talent

As the mortgage industry prepares to swap case discussions, criteria and rates for microphones,...

Complex income must not become barrier to Scottish homeownership

Mortgage lenders need to keep adapting their criteria as changing working patterns leave growing...

LiveMore raises LTV limits and adds flexibility to equity release overpayments

LiveMore has increased maximum LTVs on mortgages with a repayment element and introduced more...

Cost of collapsed property sales rises to £258m in second quarter

Failed property transactions cost the UK housing market an estimated £257.9m during the second...

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