Mortgages

Precise cuts rates and boosts appeal for first-time buyers

Specialist lender Precise, part of the OSB Group, has announced a comprehensive refresh of...

Mortgage approvals on track to top 780,000 in 2025 as market confidence builds

Mortgage approvals are set to surpass the 780,000 mark by the end of 2025,...

UK housing market rebounds: busiest May for home sales since 2021 boom

The UK housing market recorded its strongest May in four years, with the number...

Family BS cuts rates and adds ‘high-loan’ options

Family Building Society has launched a refreshed mortgage product range featuring rate reductions of...

Mortgage brokers report near-record confidence as market rebounds

Confidence among UK mortgage intermediaries has rebounded to near-record highs, according to the latest...

Investec cuts mortgage stress rates to boost HNW borrowing capacity

High-net-worth individuals will be able to borrow significantly more from Investec Bank following a...

Shawbrook cuts TML and Bluestone rates

Shawbrook has announced a fresh round of rate cuts across its retail mortgage arm,...

Atom bank shaves Near Prime rates

Atom bank has announced a fresh round of rate reductions across its Near Prime...

The Loughborough ups later-life interest-only LTV to 70%

Loughborough Building Society has increased its maximum loan to value (LTV) to 70% for...

Homeownership now trumps marriage as financial priority for UK couples

Homeownership has overtaken marriage as the leading financial ambition for couples in the UK,...

AI revolution at risk in financial services as skills shortage threatens £26bn opportunity

A chronic shortage of key skills in the financial services sector – including mortgage...

SME survey launched to gauge policy impact on mortgage market and housing delivery

A new ‘State of Play’ survey will assess how Labour’s first year in power...

Just Mortgages secures high street role for April Mortgages’ 100% LTV product

Just Mortgages has been announced as the first national high street estate agency linked...

First-time buyers claim bigger slice of mortgage market as conditions ease

First-time buyers are taking a significantly larger share of the mortgage market, according to...

COMMENT

Buy-to-let has matured as a market

Buy-to-let turned 30 last week, and it's a good moment for some much-needed positivity around this market. Whatever the narrative around buy-to-let has been at...

Network recruitment called. The 1970s want their strategy back

I spend a lot of my time looking at growth. What does it cost? Is it sustainable? And are we creating value, or just...

Bank Rate holds again, but November is now firmly in focus

There may well have been a collective sigh of relief across the mortgage market when the Bank of England announced another Bank Base Rate...

Buy-to-let at 30: the mortgage that changed Britain’s housing market

John Heron helped create buy-to-let when landlords had almost nowhere to turn for finance. Thirty years later, he and Paragon Bank's Louisa Sedgwick reflect...

Harpenden’s expat move could be bigger than the numbers suggest

Harpenden Building Society’s move into expat mortgages this summer has been good news for brokers and borrowers. But I think its importance goes beyond...

Latest news

Meet the hosts of Mortgage’s Got Talent

As the mortgage industry prepares to swap case discussions, criteria and rates for microphones,...

Complex income must not become barrier to Scottish homeownership

Mortgage lenders need to keep adapting their criteria as changing working patterns leave growing...

LiveMore raises LTV limits and adds flexibility to equity release overpayments

LiveMore has increased maximum LTVs on mortgages with a repayment element and introduced more...

Cost of collapsed property sales rises to £258m in second quarter

Failed property transactions cost the UK housing market an estimated £257.9m during the second...

PROFILES