Mortgages

Clydesdale Bank and Virgin Money ease stress rate to boost affordability

Clydesdale Bank and Virgin Money have announced a key change to their affordability assessments...

Hinckley & Rugby for Intermediaries cuts mortgage rates by up to 35bps

Hinckley & Rugby for Intermediaries has cut rates by up to 35 basis points...

Darlington launches 2-year fixed buy-to-let products from 4.54%

Darlington Building Society has launched a refreshed range of 2-year fixed rate buy-to-let products,...

Property market seizes up after stamp duty shake-up

UK property transactions nosedived in April, as changes to Stamp Duty Land Tax (SDLT)...

Fidelius merges with Timothy James & Partners in £3bn AUM deal

Advisory firm Fidelius has announced a strategic merger with London-based wealth manager Timothy James...

Treasury to sell final NatWest shares, closing chapter on £45.5 billion bailout

The Treasury is poised to dispose of its final stake in NatWest Group, drawing...

Six in 10 landlords may miss out on cheaper green mortgages

Landlords could be missing out on lower green mortgage rates by not undertaking new...

HMO conversions cost £68K on Average but can deliver yields as high as 12.5%

New analysis from boutique debt advisory and investment firm Excellion Capital has revealed that...

Nationwide returns £2.8 billion to members with record mortgage lending and deposits

Nationwide returned a record £2.8 billion in value to its members, driven by a...

Removal of Labour leader Keir Starmer could spark mortgage market chaos

John McDonnell (main picture), the former Labour shadow chancellor, effectively called for the removal...

Mortgage payment shock looms for half a million households as fixed terms expire

Almost half a million UK homeowners face a significant financial shock this year as...

FCS compliance: Free webinar on turning AML compliance into a business asset

FCS Compliance has announced a new addition to its popular series of anti-money laundering...

First-time buyers dominated UK mortgage market in 2024

Nearly seven in ten mortgage customers in 2024 were first-time buyers, according to new...

Precise cuts rates and boosts appeal for first-time buyers

Specialist lender Precise, part of the OSB Group, has announced a comprehensive refresh of...

COMMENT

Buy-to-let has matured as a market

Buy-to-let turned 30 last week, and it's a good moment for some much-needed positivity around this market. Whatever the narrative around buy-to-let has been at...

Network recruitment called. The 1970s want their strategy back

I spend a lot of my time looking at growth. What does it cost? Is it sustainable? And are we creating value, or just...

Bank Rate holds again, but November is now firmly in focus

There may well have been a collective sigh of relief across the mortgage market when the Bank of England announced another Bank Base Rate...

Buy-to-let at 30: the mortgage that changed Britain’s housing market

John Heron helped create buy-to-let when landlords had almost nowhere to turn for finance. Thirty years later, he and Paragon Bank's Louisa Sedgwick reflect...

Harpenden’s expat move could be bigger than the numbers suggest

Harpenden Building Society’s move into expat mortgages this summer has been good news for brokers and borrowers. But I think its importance goes beyond...

Latest news

Complex income must not become barrier to Scottish homeownership

Mortgage lenders need to keep adapting their criteria as changing working patterns leave growing...

LiveMore raises LTV limits and adds flexibility to equity release overpayments

LiveMore has increased maximum LTVs on mortgages with a repayment element and introduced more...

Cost of collapsed property sales rises to £258m in second quarter

Failed property transactions cost the UK housing market an estimated £257.9m during the second...

New-build homes account for 8% of properties on the market

New-build homes make up just 8.1% of properties currently listed for sale across Great...

PROFILES