Mortgages

2026 forecasts: Atom bank

Chris Storey, chief commercial officer at Atom bank, provides his thoughts on the residential...

Affordability issues likely to intensify until 2027, lenders warn

Mortgage affordability is expected to become a more pressing issue by 2027, according to...

IMLA backs FCA roadmap on mortgage rule review

The Intermediary Mortgage Lenders Association (IMLA) has described the Financial Conduct Authority’s (FCA’s) Feedback...

Borrowers moved early as rate cut expectations built, Twenty7tec data shows

Mortgage search activity reached its highest level of the month on 9 December, nine...

The Cumberland sets sights on 2026 after expanding support for regional businesses

The Cumberland Building Society says it is well positioned to continue backing businesses across...

Gatehouse Bank launches refinance fee saver purchase plans for UK residents

Gatehouse Bank has introduced a limited edition range of refinance products for UK residents...

The Right Mortgage & Protection Network reports strong Q3 performance

The Right Mortgage & Protection Network has reported another quarter of growth, pointing to...

Virgin Money and Clydesdale to cut SVR to 6.74% after Bank rate move

Virgin Money and Clydesdale Bank are reducing selected variable and tracker rates following the...

INDUSTRY REACTION: Bank rate cut passes by narrow margin

At its meeting ending on 17 December 2025, the Monetary Policy Committee voted by...

Gen H widens credit criteria to support more first-time buyers

Residential mortgage lender Gen H has extended its internal credit criteria in a move...

FS25/6 and the execution-only irony brokers can’t ignore

Reading FCA FS25/6, it is difficult not to notice an uncomfortable irony in the...

Phoebus applies agile thinking to build people-first culture

Software specialist Phoebus is applying principles more commonly associated with software development to its...

Falling swap rates lift funding outlook for property market

Falling swap rates are improving funding conditions for property borrowers and point to a...

Stonebridge data points to resilient mortgage market as rates ease

Stonebridge, one of the UK’s largest mortgage networks, has published its latest Mortgage Market...

COMMENT

Network recruitment called. The 1970s want their strategy back

I spend a lot of my time looking at growth. What does it cost? Is it sustainable? And are we creating value, or just...

Bank Rate holds again, but November is now firmly in focus

There may well have been a collective sigh of relief across the mortgage market when the Bank of England announced another Bank Base Rate...

Buy-to-let at 30: the mortgage that changed Britain’s housing market

John Heron helped create buy-to-let when landlords had almost nowhere to turn for finance. Thirty years later, he and Paragon Bank's Louisa Sedgwick reflect...

Harpenden’s expat move could be bigger than the numbers suggest

Harpenden Building Society’s move into expat mortgages this summer has been good news for brokers and borrowers. But I think its importance goes beyond...

We need to wait to get a clearer picture

It's been a week where the political and economic backdrop has moved almost as fast as rates themselves, and it's worth taking stock of...

Latest news

ModaMortgages cuts rates with limited edition buy-to-let range

ModaMortgages has launched a limited edition buy-to-let range with rates reduced by up to...

First-time buyers face confidence gap as unexpected costs and delays mount

Nine in 10 first-time buyers believe they understand the home-buying process before starting, but...

Family BS hires Paul Ormonde for Central London broker role

Family Building Society has appointed Paul Ormonde as a business development manager covering Central...

LendInvest raises £300m through latest Mortimer securitisation

LendInvest has completed its eighth Mortimer residential mortgage-backed securitisation, securing £300 million of funding...

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