interest-only mortgages

Mortgage Charter support used by more than 300,000 borrowers since launch

More than 300,000 mortgage borrowers have reduced their monthly payments since the government’s Mortgage...

Bank of Ireland extends terms and income multiples

Bank of Ireland for Intermediaries has announced a series of enhancements to its residential...

The continued evolution of the later life lending market

Later life lending has moved well beyond being an occasional enquiry about equity release...

Clydesdale Bank raises selected residential mortgage rates

Clydesdale Bank is increasing a number of residential fixed mortgage rates across its core,...

Precise widens interest-only criteria with higher LTV and no equity floor

Specialist lender Precise has expanded its residential interest-only proposition, increasing maximum loan-to-value limits and...

LendInvest eases residential criteria and cuts mortgage rates

LendInvest has announced changes to its residential lending criteria alongside rate reductions across parts...

The Family BS reduces owner-occupier rates and extends HMO criteria

Family Building Society has reduced rates across its owner-occupier mortgage range and widened its...

The Suffolk lowers holiday let fixed rates and cuts SVR by 25bps

Suffolk Building Society has reduced fixed rates across parts of its holiday let and...

Gen H cuts mortgage rates by up to 20bps across core range

Gen H has announced a series of mortgage rate cuts across the majority of...

Stonebridge data points to resilient mortgage market as rates ease

Stonebridge, one of the UK’s largest mortgage networks, has published its latest Mortgage Market...

Gen H reduces high LTV rates to bolster first-time buyer activity

Gen H has introduced a series of rate changes across its mortgage range, with...

Equity release borrowers turn to property wealth to clear mortgages

New data from Key Advice suggests a marked shift in how older homeowners are...

Mortgage applications rise as lenders drive competition, says Stonebridge

Mortgage applications rose 7% year-on-year in October as borrowers continued to respond to falling...

NatWest launches shared ownership mortgages to widen access to home ownership

NatWest has launched a new range of shared ownership mortgages, designed to make it...
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COMMENT

Repricing

Every rate shock is becoming a test of the modern mortgage business

Halifax, Barclays and HSBC increased selected mortgage rates by up to 0.20% this week, effective 21 July. Halifax removed its sub-4% deals entirely. Barclays'...

Your next client is probably more complicated than your last one

There's a shift happening in the mortgage market that most small firms aren't ready for. It's not about rates. It's not about the political...

Why post-contract variation is becoming the mortgage market’s next battleground

For much of the past decade, mortgage technology investment has focused on origination and with good reason. Faster decisions in principle, automated affordability assessments,...

Will we look back at Q2 as the most stable quarter of 2026?

The first half of 2026 has reminded us how quickly sentiment can change within the mortgage and housing markets. After a fairly stable and promising...

A steadier second half of 2026 in sight?

The first half of 2026 has been a reminder that the mortgage market does not operate in isolation. While domestic economic conditions have remained...

Latest news

Second Charge

Step One Finance prepares new broker originations platform

Step One Finance is to launch an intermediary originations platform intended to simplify second...
News

Healey takes Treasury as Burnham puts housing among early priorities with Rayner appointment

John Healey was appointed chancellor of the exchequer last night as new prime minister...
Profile

Toni Smith on the human factor and the fourth emergency service

After nearly four decades in financial services, Sesame Network distribution director Toni Smith still...
First-time buyers

Newcastle widens mortgage support scheme with 95% LTV option

Newcastle for Intermediaries has relaunched its Joint Mortgage Sole Proprietor (JMSP) range with broader...

PROFILES