Fixed rates

Major lenders start lifting fixed mortgage rates

HSBC and Coventry Building Society have become the first major lenders to announce increases...

Vida ups LTV for debt consolidation and relaxes adverse criteria

Vida has introduced a series of changes across its specialist residential range, aimed at...

Analysis: Market shock pushes fixed rates towards imminent rise

With the crisis in the Middle East showing no signs of abating any time...

The Yorkshire cuts mortgage rates by up to 28bps

Yorkshire Building Society has reduced rates across its mortgage range, with cuts of up...

The Coventry cuts higher LTV fixed rates in first-time-buyer push

Coventry for intermediaries has reduced selected residential fixed rates, with changes focused on higher...

Saffron broadens FTB access and adds 5yr fix for lending into retirement

Saffron for Intermediaries has expanded first-time buyer eligibility across its owner occupied range and...

Kensington lowers rates across specialist residential ranges

Kensington Mortgages has reduced rates across its Resi 12 and Resi 6 ranges, lowering...

Afin cuts rates on high-net-worth range by up to 1.66%

Afin Bank has reduced pricing across its high-net-worth mortgage range, cutting rates by as...

Average mortgage payments down £119 year-on-year

The average monthly mortgage payment for a new homebuyer has fallen by £119 over...

Gen H cuts core fixed rates by up to 20bps

Gen H has reduced selected fixed rates by up to 20 basis points (bps)...

Virgin Money’s residential and buy-to-let ranges see rate cuts and rises

Virgin Money is implementing a series of rate reductions and increases across residential and...

Santander lowers higher LTV rates for FTBs with 95% 5-year fix at 4.72%

Santander will cut rates by up to 0.32% across its 85%-95% LTV first-time buyer...

Nationwide reduces fixed rates by up to 0.16%

Nationwide is reducing selected two-year, three-year and five-year fixed mortgage rates by as much...

Clydesdale Bank hikes selected residential fixed rates

Clydesdale Bank is increasing a range of residential fixed rate products across purchase, remortgage...

COMMENT

Harpenden’s expat move could be bigger than the numbers suggest

Harpenden Building Society’s move into expat mortgages this summer has been good news for brokers and borrowers. But I think its importance goes beyond...

We need to wait to get a clearer picture

It's been a week where the political and economic backdrop has moved almost as fast as rates themselves, and it's worth taking stock of...

Leasehold valuation reform: the consultation is asking only half the question

The Government's consultation on leasehold enfranchisement valuation rates is important because it will help determine what leaseholders pay to extend leases or buy freeholds,...

What commonhold will mean for mortgage lenders and brokers

Commonhold is often presented as the straightforward alternative to leasehold. It removes the freeholder, gives flat owners greater control and avoids some familiar problems...

Why you need to know what sits behind the average review score

There’s a funny thing about review scores. The better they are, the less likely we are to question them. If a company is sitting at...

Latest news

Millions of households exposed to financial shocks despite apparent stability

Millions of UK households that appear financially secure could struggle to absorb an unexpected...

The Mortgage Hut adopts Instamo tool to speed up mortgage applications

The Mortgage Hut has introduced Instamo's FastSubmit technology to reduce the amount of manual...

FCA sets out timetable for major expansion of anti-money laundering supervision

The FCA expects to begin taking over anti-money laundering supervision of legal, accountancy and...

MAB revenue rises as refinancing drives mortgage completions

Mortgage Advice Bureau reported an 8.6% increase in first-half revenue to £161.0m as higher...

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