Fixed rates

Afin cuts rates on high-net-worth range by up to 1.66%

Afin Bank has reduced pricing across its high-net-worth mortgage range, cutting rates by as...

Average mortgage payments down £119 year-on-year

The average monthly mortgage payment for a new homebuyer has fallen by £119 over...

Gen H cuts core fixed rates by up to 20bps

Gen H has reduced selected fixed rates by up to 20 basis points (bps)...

Virgin Money’s residential and buy-to-let ranges see rate cuts and rises

Virgin Money is implementing a series of rate reductions and increases across residential and...

Santander lowers higher LTV rates for FTBs with 95% 5-year fix at 4.72%

Santander will cut rates by up to 0.32% across its 85%-95% LTV first-time buyer...

Nationwide reduces fixed rates by up to 0.16%

Nationwide is reducing selected two-year, three-year and five-year fixed mortgage rates by as much...

Clydesdale Bank hikes selected residential fixed rates

Clydesdale Bank is increasing a range of residential fixed rate products across purchase, remortgage...

Kensington cuts rates across eKo, residential and buy-to-let ranges

Kensington Mortgages has reduced rates across its eKo proposition and introduced lower pricing on...

The Coventry cuts selected intermediary residential fixed rates

Coventry for intermediaries has reduced a number of residential fixed-rate products for new and...

Santander unveils 98% LTV five-year fix for first-time buyers

Santander UK has launched a new five-year fixed mortgage at 98% loan-to-value aimed at...

Virgin Money launches new 80% LTV fixes alongside wider pricing increases

Virgin Money has confirmed a new round of mortgage product changes, including the launch...

Clydesdale Bank trims selected residential and buy-to-let fixed rates

Clydesdale Bank has confirmed a series of rate reductions across parts of its residential...

Perenna reduces five-year fixed mortgage rates

Perenna has cut rates across its five-year fixed mortgage range, with reductions of up...

The Family BS reduces owner-occupier rates and extends HMO criteria

Family Building Society has reduced rates across its owner-occupier mortgage range and widened its...

COMMENT

The case for tech fluency before AI adoption in the mutual sector

It often feels like there is only one conversation taking place in financial services at the moment: artificial intelligence. Whether it’s trade shows and...

Commonhold and RTM: do not mistake control for simplicity

Commonhold is presented as a fairer form of flat ownership. Right to Manage (RTM) is sometimes portrayed as a quick way for residents to...

No holidays: advice firms need a plan for a busy August

Every summer, the same quiet risk runs through the intermediary market. Advisers, case managers and administrators go on holiday. Specialist lending cases, which have...

Every rate shock is becoming a test of the modern mortgage business

Halifax, Barclays and HSBC increased selected mortgage rates by up to 0.20% this week, effective 21 July. Halifax removed its sub-4% deals entirely. Barclays'...

Your next client is probably more complicated than your last one

There's a shift happening in the mortgage market that most small firms aren't ready for. It's not about rates. It's not about the political...

Latest news

Aldermore sets out five-tier mortgage range for borrowers outside high street criteria

Aldermore is to introduce a five-tier residential lending range aimed at borrowers whose circumstances...

Buyers value energy efficiency but resist paying a premium

Energy efficiency matters to 85% of homebuyers, but only 2% would pay significantly more...

Landmark launches upfront property search pack to cut transaction delays

Landmark Information Group has launched a search bundle that provides property information when a...

Afin Bank records £135m of mortgage approvals in first year

Afin Bank approved £135 million of mortgages during its first 12 months of operation...

PROFILES