adverse credit

LendInvest cuts residential mortgage rates by up to 15bps

LendInvest Mortgages has reduced rates by up to 15 basis points across its Premier...

Atom bank urges more near-prime flexibility and education

Atom bank has called for lenders to adopt greater flexibility and understanding towards borrowers...

The Buckinghamshire cuts rates across specialist credit ranges

Buckinghamshire Building Society has reduced rates by 0.20% across three of its specialist credit...

Millennials most anxious about credit scores

New research from HSBC UK has revealed widespread confusion and inaction over credit scores,...

Pepper Money bolsters regional team with NW appointment

Specialist mortgage lender Pepper Money has appointed Michelle Walsh as regional development manager for...

The Buckinghamshire cuts rates on credit repair mortgages

Buckinghamshire Building Society has reduced rates by up to 0.20% across its Credit Revive...

Together begins £8m transformation of Greater Manchester headquarters

Specialist property lender Together has begun an £8m redevelopment of its Greater Manchester headquarters,...

IMLA warns FCA: keep mortgage advice at the heart of reform

The Intermediary Mortgage Lenders Association has welcomed a move towards greater regulatory flexibility in...

Fear of rejection deters thousands from applying for a mortgage

More than a third of would-be homebuyers say the fear of being rejected is...

The Buckinghamshire added to Primis panel

Buckinghamshire Building Society has joined the Primis lender panel, giving members of the network...

Atom bank trims prime and near-prime mortgage rates again

Atom bank has announced a fresh round of mortgage rate cuts, reducing prices across...

UTB Mortgages celebrates decade of growth and transformation

United Trust Bank’s mortgage division is marking its tenth anniversary, having grown from a...

Vida improves affordability for specialist borrowers

Vida Homeloans has unveiled a series of changes to its mortgage range aimed at...

Atom bank lowers prime and near prime rates again

Atom bank has announced further rate cuts across its prime and near prime mortgage...

COMMENT

Mortgage maturity: A golden opportunity for advisers

Around 1.8 million fixed-rate mortgage deals are due to come to an end in 2026, adding to the 1.6 million mortgages that already matured...

Rates are moving and regulation is evolving

Many lenders are having to increase their rates, and that trend looks set to continue over the coming week. For clients whose current deal...

Building tomorrow’s mortgage market: AI built on trust, governance and confidence

The government's Financial Services AI Adoption Plan, led by Harriet Rees, group chief information officer at Starling Bank, and Dr Rohit Dhawan, group director...

The protection prompt: what AI still needs to get right

The Mills Review has prompted plenty of discussion across the mortgage industry. While much of the focus has been on the finding that a...

Why second charges are helping Right to Buy borrowers do more with their home

For many people, Right to Buy is still one of the most accessible ways to become a homeowner and over the last five years,...

Latest news

Overseas funds used by almost one in 10 home buyers

Almost one in 10 home buyers use money originating overseas to fund all or...

Two-thirds of landlords’ HMOs achieve EPC ratings of A to C

Two-thirds of houses in multiple occupation owned by landlords surveyed by Paragon Bank have...

HMRC nets £104m from landlord tax disclosures

HM Revenue & Customs recovered £104 million from voluntary landlord tax disclosures in 2025/26...

Bruton Knowles strengthens Midlands valuation team with senior appointment

Bruton Knowles has appointed Jimmy James as an associate in its national valuation team,...

PROFILES