adverse credit

IMLA warns FCA: keep mortgage advice at the heart of reform

The Intermediary Mortgage Lenders Association has welcomed a move towards greater regulatory flexibility in...

Fear of rejection deters thousands from applying for a mortgage

More than a third of would-be homebuyers say the fear of being rejected is...

The Buckinghamshire added to Primis panel

Buckinghamshire Building Society has joined the Primis lender panel, giving members of the network...

Atom bank trims prime and near-prime mortgage rates again

Atom bank has announced a fresh round of mortgage rate cuts, reducing prices across...

UTB Mortgages celebrates decade of growth and transformation

United Trust Bank’s mortgage division is marking its tenth anniversary, having grown from a...

Vida improves affordability for specialist borrowers

Vida Homeloans has unveiled a series of changes to its mortgage range aimed at...

Atom bank lowers prime and near prime rates again

Atom bank has announced further rate cuts across its prime and near prime mortgage...

Precise cuts rates and widens mortgage options to aid buyer affordability

Precise has strengthened its residential mortgage range with a series of rate cuts, new...

UTB expands distribution with Mortgage Intelligence partnership

United Trust Bank has expanded its mortgage distribution network through a new partnership with...

Pepper Money launches Flex proposition to ease broker access to inclusive mortgage options

Specialist lender Pepper Money has unveiled a new proposition, Pepper Flex, designed to streamline...

Atom bank expands near prime range with new higher-fee products

Atom bank has added a new tranche of near prime mortgage products to its...

Tipton launches Credit Plus to aid those with minor credit issues

Tipton & Coseley Building Society has launched Credit Plus, aimed at residential borrowers with...

Pepper Money launches new near prime fixed rate product

Specialist lender Pepper Money has unveiled a limited-edition summer product as part of its...

Atom bank cuts near prime rates for second time in June

Atom bank has announced its second reduction in near prime mortgage rates this month. The...

COMMENT

We need to wait to get a clearer picture

It's been a week where the political and economic backdrop has moved almost as fast as rates themselves, and it's worth taking stock of...

Leasehold valuation reform: the consultation is asking only half the question

The Government's consultation on leasehold enfranchisement valuation rates is important because it will help determine what leaseholders pay to extend leases or buy freeholds,...

What commonhold will mean for mortgage lenders and brokers

Commonhold is often presented as the straightforward alternative to leasehold. It removes the freeholder, gives flat owners greater control and avoids some familiar problems...

Why you need to know what sits behind the average review score

There’s a funny thing about review scores. The better they are, the less likely we are to question them. If a company is sitting at...

The new Chancellor wants to remove barriers to growth; he should start with housing

There was probably a degree of unintended irony in the Treasury choosing to call the Chancellor, John Healey’s, first major market ‘intervention’ his ‘Growth...

Latest news

FCA joins industry partners to tackle protection insurance gap

The Financial Conduct Authority is working with industry, government and consumer groups in an...

Family Building Society appoints Laura Hamp as chief financial officer

Family Building Society has appointed Laura Hamp as chief financial officer and a member...

Buy-to-let market reaches £311.6bn as sector marks 30 years

The UK buy-to-let market has grown to almost two million outstanding mortgages worth £311.6bn,...

Conveyancing Association names Nick Chadbourne as new chair

The Conveyancing Association has appointed former LMS chief executive Nick Chadbourne as its new...

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