adverse credit

Precise cuts rates and widens mortgage options to aid buyer affordability

Precise has strengthened its residential mortgage range with a series of rate cuts, new...

UTB expands distribution with Mortgage Intelligence partnership

United Trust Bank has expanded its mortgage distribution network through a new partnership with...

Pepper Money launches Flex proposition to ease broker access to inclusive mortgage options

Specialist lender Pepper Money has unveiled a new proposition, Pepper Flex, designed to streamline...

Atom bank expands near prime range with new higher-fee products

Atom bank has added a new tranche of near prime mortgage products to its...

Tipton launches Credit Plus to aid those with minor credit issues

Tipton & Coseley Building Society has launched Credit Plus, aimed at residential borrowers with...

Pepper Money launches new near prime fixed rate product

Specialist lender Pepper Money has unveiled a limited-edition summer product as part of its...

Atom bank cuts near prime rates for second time in June

Atom bank has announced its second reduction in near prime mortgage rates this month. The...

Five Foxes take specialist lending insights to Leeds brokers

The collaborative 'Five Foxes' group of East Midlands building societies is set to take...

The Buckinghamshire trims Credit Restore rates 

Buckinghamshire Building Society has cut rates on its Credit Restore mortgage range by up...

Precise cuts rates and boosts appeal for first-time buyers

Specialist lender Precise, part of the OSB Group, has announced a comprehensive refresh of...

Buckinghamshire BS boosts Credit Restore LTV to 75%

Buckinghamshire Building Society has increased the maximum loan-to-value on its Credit Restore mortgage range...

The Buckinghamshire cuts specialist credit product pricing

Buckinghamshire Building Society has introduced a new two-year fixed rate for buy-to-let investors and...

LendInvest cuts 5-year rates and adds £400 residential cashback

LendInvest has reduced rates across its 5-year fixed term residential mortgage range and launched...

Bluestone mortgages eases credit criteria to expand mortgage access

Bluestone Mortgages has announced a series of credit policy and tiering updates across its...

COMMENT

Mortgage maturity: A golden opportunity for advisers

Around 1.8 million fixed-rate mortgage deals are due to come to an end in 2026, adding to the 1.6 million mortgages that already matured...

Rates are moving and regulation is evolving

Many lenders are having to increase their rates, and that trend looks set to continue over the coming week. For clients whose current deal...

Building tomorrow’s mortgage market: AI built on trust, governance and confidence

The government's Financial Services AI Adoption Plan, led by Harriet Rees, group chief information officer at Starling Bank, and Dr Rohit Dhawan, group director...

The protection prompt: what AI still needs to get right

The Mills Review has prompted plenty of discussion across the mortgage industry. While much of the focus has been on the finding that a...

Why second charges are helping Right to Buy borrowers do more with their home

For many people, Right to Buy is still one of the most accessible ways to become a homeowner and over the last five years,...

Latest news

Overseas funds used by almost one in 10 home buyers

Almost one in 10 home buyers use money originating overseas to fund all or...

Two-thirds of landlords’ HMOs achieve EPC ratings of A to C

Two-thirds of houses in multiple occupation owned by landlords surveyed by Paragon Bank have...

HMRC nets £104m from landlord tax disclosures

HM Revenue & Customs recovered £104 million from voluntary landlord tax disclosures in 2025/26...

Bruton Knowles strengthens Midlands valuation team with senior appointment

Bruton Knowles has appointed Jimmy James as an associate in its national valuation team,...

PROFILES