adverse credit

Mortgage myths leaving many first-time buyers stuck on the sidelines

Millions of aspiring homeowners may be delaying plans to buy because of widespread misconceptions...

Vida ups LTV for debt consolidation and relaxes adverse criteria

Vida has introduced a series of changes across its specialist residential range, aimed at...

Kensington lowers rates across specialist residential ranges

Kensington Mortgages has reduced rates across its Resi 12 and Resi 6 ranges, lowering...

Pepper Money sharpens pricing with 5.09% limited edition remortgage fix

Pepper Money has introduced a 75% loan-to-value two-year fixed remortgage at 5.09% within its...

Norton Home Loans backs self-employed adverse borrower in Right to Buy purchase

Norton Home Loans has completed a £39,000 mortgage for a self-employed chef purchasing their...

The Vernon unveils credit repair mortgage range

Vernon Building Society has introduced a new Credit Repair mortgage range aimed at borrowers...

Working up those income streams

Some might say the UK labour market has lost some of its confidence. Unemployment...

Pivotal expands specialist mortgage advice footprint with CLS Money and Simply Lending deals

Pivotal Growth Limited has completed the acquisition of CLS Money Limited and entered into...

George Gee steps into role as Chetwood Bank’s MD of mortgages

George Gee has today stepped into the role of Chetwood Bank’s managing director of...

Just Mortgages launches adverse credit advice team

Just Mortgages has strengthened its support for borrowers with complex and impaired credit with...

LendInvest eases residential criteria and cuts mortgage rates

LendInvest has announced changes to its residential lending criteria alongside rate reductions across parts...

Atom bank cuts Near Prime rates as adverse demand grows

Atom bank has reduced rates by 0.10% on Near Prime products available up to...

Q&A: Sarah Gerrard, Trio Money

Mortgage Soup fires the questions at Sarah Gerrard, director at Trio Money Mortgage Soup (MS):...

Precise extends mortgage terms to ease affordability pressures

Specialist residential lender Precise has cut rates across its residential range and introduced mortgage...

COMMENT

Rates are moving and regulation is evolving

Many lenders are having to increase their rates, and that trend looks set to continue over the coming week. For clients whose current deal...

Building tomorrow’s mortgage market: AI built on trust, governance and confidence

The government's Financial Services AI Adoption Plan, led by Harriet Rees, group chief information officer at Starling Bank, and Dr Rohit Dhawan, group director...

The protection prompt: what AI still needs to get right

The Mills Review has prompted plenty of discussion across the mortgage industry. While much of the focus has been on the finding that a...

Why second charges are helping Right to Buy borrowers do more with their home

For many people, Right to Buy is still one of the most accessible ways to become a homeowner and over the last five years,...

The case for tech fluency before AI adoption in the mutual sector

It often feels like there is only one conversation taking place in financial services at the moment: artificial intelligence. Whether it’s trade shows and...

Latest news

NatWest and Uinsure launch home insurance service with 60-second quotes

NatWest has partnered with insurance technology platform Uinsure to launch a home insurance service...

Twenty7tec links Advice platform with ZeroKey to cut rekeying

Twenty7tec has integrated its Advice platform with ZeroKey in an effort to reduce the...

Broker Conveyancing launches £175 remortgage package

Broker Conveyancing has introduced a fixed-price remortgage conveyancing package through its new online hub. The...

Buckinghamshire BS cuts residential and specialist rates

Buckinghamshire Building Society has reduced mortgage rates across its residential and specialist lending ranges,...

PROFILES