adverse credit

The Mansfield trims specialist mortgage rates

Mansfield Building Society has cut fixed rates across its Versatility and Credit Repair mortgage...

Mortgage myths leaving many first-time buyers stuck on the sidelines

Millions of aspiring homeowners may be delaying plans to buy because of widespread misconceptions...

Vida ups LTV for debt consolidation and relaxes adverse criteria

Vida has introduced a series of changes across its specialist residential range, aimed at...

Kensington lowers rates across specialist residential ranges

Kensington Mortgages has reduced rates across its Resi 12 and Resi 6 ranges, lowering...

Pepper Money sharpens pricing with 5.09% limited edition remortgage fix

Pepper Money has introduced a 75% loan-to-value two-year fixed remortgage at 5.09% within its...

Norton Home Loans backs self-employed adverse borrower in Right to Buy purchase

Norton Home Loans has completed a £39,000 mortgage for a self-employed chef purchasing their...

The Vernon unveils credit repair mortgage range

Vernon Building Society has introduced a new Credit Repair mortgage range aimed at borrowers...

Working up those income streams

Some might say the UK labour market has lost some of its confidence. Unemployment...

Pivotal expands specialist mortgage advice footprint with CLS Money and Simply Lending deals

Pivotal Growth Limited has completed the acquisition of CLS Money Limited and entered into...

George Gee steps into role as Chetwood Bank’s MD of mortgages

George Gee has today stepped into the role of Chetwood Bank’s managing director of...

Just Mortgages launches adverse credit advice team

Just Mortgages has strengthened its support for borrowers with complex and impaired credit with...

LendInvest eases residential criteria and cuts mortgage rates

LendInvest has announced changes to its residential lending criteria alongside rate reductions across parts...

Atom bank cuts Near Prime rates as adverse demand grows

Atom bank has reduced rates by 0.10% on Near Prime products available up to...

Q&A: Sarah Gerrard, Trio Money

Mortgage Soup fires the questions at Sarah Gerrard, director at Trio Money Mortgage Soup (MS):...

COMMENT

Mortgage maturity: A golden opportunity for advisers

Around 1.8 million fixed-rate mortgage deals are due to come to an end in 2026, adding to the 1.6 million mortgages that already matured...

Rates are moving and regulation is evolving

Many lenders are having to increase their rates, and that trend looks set to continue over the coming week. For clients whose current deal...

Building tomorrow’s mortgage market: AI built on trust, governance and confidence

The government's Financial Services AI Adoption Plan, led by Harriet Rees, group chief information officer at Starling Bank, and Dr Rohit Dhawan, group director...

The protection prompt: what AI still needs to get right

The Mills Review has prompted plenty of discussion across the mortgage industry. While much of the focus has been on the finding that a...

Why second charges are helping Right to Buy borrowers do more with their home

For many people, Right to Buy is still one of the most accessible ways to become a homeowner and over the last five years,...

Latest news

Overseas funds used by almost one in 10 home buyers

Almost one in 10 home buyers use money originating overseas to fund all or...

Two-thirds of landlords’ HMOs achieve EPC ratings of A to C

Two-thirds of houses in multiple occupation owned by landlords surveyed by Paragon Bank have...

HMRC nets £104m from landlord tax disclosures

HM Revenue & Customs recovered £104 million from voluntary landlord tax disclosures in 2025/26...

Bruton Knowles strengthens Midlands valuation team with senior appointment

Bruton Knowles has appointed Jimmy James as an associate in its national valuation team,...

PROFILES