Loans

Masthaven completes its largest ever secured loans

Masthaven Bank has completed two of its largest ever second charge loans over the...

Brightstar to hold new webinar series

Brightstar Financial has unveiled its largest ever webinar programme, with nine specialist lending events...

Small June fall for second charge market

The Finance & Leasing Association (FLA) has published the June 2018 new business figures...

Don’t just consider direct second charge lenders

Advisers have been warned that as the lending industry concentrates on providing customers with...

Second charge criteria searches changed completely in July

Knowledge Bank has revealed the most search criteria by brokers during the month of...

Call to “consign teaser rates to the history books”

A new report commissioned by Shawbrook Bank and produced by the Cebr has concluded...

Secure Trust Bank reports large rise in profits

Secure Trust Bank has announced a 31.3% year-on-year increase in group profit before tax...

Second charge lender access is good for sector…

I am all in favour of more second charge lenders opening up direct access...

1st Stop Group secures major increase in lending facility

1st Stop Group has announced that one of its funders, Citibank, has agreed to...

MPC raises Bank Rate to 0.75%

The Bank of England's Monetary Policy Committee (MPC) has voted unanimously to raise the...

Sunny Loans ad banned by watchdog

A Sunny Loans ad has been found to have given misleading impression that the...

Clever Lending and Your Expert Group adopt OMS

One Mortgage System (OMS) has been selected by Clever Lending and Your Expert Group. Clever...

Loan directors banned for misleading customers

The Financial Conduct Authority (FCA) has banned four former directors and shareholders of Secure My...

DAs to access UTB products via SimplyBiz Mortgages

United Trust Bank (UTB) is now offering its range of second charge loans and...

COMMENT

Mortgage maturity: A golden opportunity for advisers

Around 1.8 million fixed-rate mortgage deals are due to come to an end in 2026, adding to the 1.6 million mortgages that already matured...

Rates are moving and regulation is evolving

Many lenders are having to increase their rates, and that trend looks set to continue over the coming week. For clients whose current deal...

Building tomorrow’s mortgage market: AI built on trust, governance and confidence

The government's Financial Services AI Adoption Plan, led by Harriet Rees, group chief information officer at Starling Bank, and Dr Rohit Dhawan, group director...

The protection prompt: what AI still needs to get right

The Mills Review has prompted plenty of discussion across the mortgage industry. While much of the focus has been on the finding that a...

Why second charges are helping Right to Buy borrowers do more with their home

For many people, Right to Buy is still one of the most accessible ways to become a homeowner and over the last five years,...

Latest news

First-time buyer squeeze deepens as mortgage rates climb

First-time buyers with small deposits face mounting pressure as average mortgage rates rise and...

Mortgage costs push sales 9% lower

Higher mortgage rates have contributed to a sharper-than-usual summer housing slowdown, with sales agreed...

Access FS appoints Alan Baldwin as compliance director

Access Financial Services has appointed Alan Baldwin as director of compliance as it expands...

Mortgage-backed Swansea auction sale completes in six days

A mortgage-financed property purchase in Swansea has completed six days after the draft contract...

PROFILES