Loans

Freedom Finance and Optimum Credit use identity passporting service

Clients applying for a second charge mortgage with Optimum Credit via Freedom Finance can...

Openwork expands specialist lending panel

Openwork is expanding its specialist lending panel with the addition of new providers for...

Crystal Specialist Finance partners with Beneficial network

Crystal Specialist Finance (CSF) has been appointed to the Beneficial network panel to deliver...

First 4 Bridging adds Castle Trust to panel

Specialist distributor First 4 Bridging (F4B) has announced the addition of Castle Trust to...

Shawbrook provides £500k second charge

Shawbrook Bank has provided a second charge loan, totalling £500,000, in order to save...

Loans Warehouse expands lending panel

Leap Lending is the first of five new lenders which will be joining Loans...

Together unveils its lowest ever second charge rate

Together has introduced new fixed-term products to its second charge mortgages and is offering...

First mortgage repossessions up but seconds down

Mortgage repossessions during the final quarter of 2019 increased by 11% year-on-year, continuing the...

Second charge growth predicted to continue in 2020

£94 million in second charge lending was completed in December 2020 by its members, the...

Andrew Bloom to move to non-executive Masthaven role

Andrew Bloom, Masthaven's founder, is stepping back from his position as CEO at the...

Variety in criteria searches for start of 2020

Criteria search specialist Knowledge Bank has revealed that there was a 'market of contrasts'...

Pepper Money breaks £1bn barrier

Pepper Money has revealed that it completed more than £1bn worth of first and...

15th consecutive month of second charge double digit growth

Second charge mortgage new business volumes were up by 14% in November 2019, according...

Primis refreshes packager panel

Primis Mortgage Network has announced a refresh to its packager panel for immediate delivery...

COMMENT

Mortgage maturity: A golden opportunity for advisers

Around 1.8 million fixed-rate mortgage deals are due to come to an end in 2026, adding to the 1.6 million mortgages that already matured...

Rates are moving and regulation is evolving

Many lenders are having to increase their rates, and that trend looks set to continue over the coming week. For clients whose current deal...

Building tomorrow’s mortgage market: AI built on trust, governance and confidence

The government's Financial Services AI Adoption Plan, led by Harriet Rees, group chief information officer at Starling Bank, and Dr Rohit Dhawan, group director...

The protection prompt: what AI still needs to get right

The Mills Review has prompted plenty of discussion across the mortgage industry. While much of the focus has been on the finding that a...

Why second charges are helping Right to Buy borrowers do more with their home

For many people, Right to Buy is still one of the most accessible ways to become a homeowner and over the last five years,...

Latest news

Skipton loses former Connells chief’s discrimination case

Skipton Group Holdings and Connells have lost an employment tribunal case brought by former...

IMLA supports flexible mortgage rules but says housing supply remains key

Mortgage lenders have backed proposals to give first-time buyers and other underserved borrowers greater...

Mortgage borrowing jumps to £7.7bn

Net mortgage borrowing more than doubled to £7.7bn in June, up from £3.3bn in...

AMI says mortgage rule reforms must keep advice at their core

Proposals to give lenders greater flexibility must be supported by mortgage advice if they...

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