Pensions

Pension freedoms “now come with a big catch”

Change to the “money purchase annual allowance” means people must be far more certain...

FCA plans “annuity comparator”

The Financial Conduct Authority (FCA) has revealed plans to force annuity providers to inform their customers...

Autumn Statement 2016: pensions changes

In the Autumn Statement the chancellor announced plans to reduce the amount people can...

Autumn Statement 2016: pensions consultation signalled

In today’s Autumn Statement, the chancellor addressed the issue of pensions cold-calling. Philip Hammond told the...

Huge rise in state pension forecast requests

In the six months after the launch of the new State Pension in April,...

Women lagging behind in retirement stakes

52% of women are now saving adequately for their retirement compared to 60% of...

Drawdown regrets “real threat” to pension freedoms

Savers who invested in drawdown products are unhappy with their choice while others admit...

Cap on early exit pension charges introduced

The Financial Conduct Authority (FCA) has announced its final rules on capping early exit...

Scottish Widows announces fund refresh

Scottish Widows has made a number of changes to its fund range as part of its ‘Driving...

Savers increasingly tempted by non-guaranteed options

31% of retirement savers would consider transferring their guaranteed final salary pension benefits into cash...

‘Retirement reality check’ for younger workers

UK workers plan to give up work before they turn 62. However, they could...

Royal London backs cold-calling ban

A petition calling for a ban on cold-calling to sell pensions and investments has...

Prudential offers full service access via British Sign Language

Prudential has become the first UK retirement product provider to introduce a web-based video...

No systemic failure in enhanced annuity sales

The Financial Conduct Authority (FCA) has published the findings of its thematic review of...

COMMENT

Mortgage maturity: A golden opportunity for advisers

Around 1.8 million fixed-rate mortgage deals are due to come to an end in 2026, adding to the 1.6 million mortgages that already matured...

Rates are moving and regulation is evolving

Many lenders are having to increase their rates, and that trend looks set to continue over the coming week. For clients whose current deal...

Building tomorrow’s mortgage market: AI built on trust, governance and confidence

The government's Financial Services AI Adoption Plan, led by Harriet Rees, group chief information officer at Starling Bank, and Dr Rohit Dhawan, group director...

The protection prompt: what AI still needs to get right

The Mills Review has prompted plenty of discussion across the mortgage industry. While much of the focus has been on the finding that a...

Why second charges are helping Right to Buy borrowers do more with their home

For many people, Right to Buy is still one of the most accessible ways to become a homeowner and over the last five years,...

Latest news

Specialist lenders drive semi-commercial market towards £1bn

Britain's semi-commercial mortgage market is on course to exceed £1 billion of annual lending...

Equity Release Council names John Godfrey as chair

John Godfrey, the former head of the No 10 policy unit, has been appointed...

Monmouthshire app brings in new generation of customers

Seven in 10 customers registered for Monmouthshire Building Society's app had not previously banked...

Clydesdale to raise selected residential product transfer rates

Clydesdale is to increase selected residential product transfer rates by up to 0.23%. The changes...

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