Pensions

40% of over-40s ignorant about cost of saving for retirement

New research from Saga Investment Services has found that, despite the government’s pension freedoms giving us...

Warning sounded over “disappointing” retirements

Latest statistics from the Office for National Statistics show a ‘worrying rise’ in the proportion of...

Committee calls to end the triple lock

The Work and Pensions Committee has published research on the trade-off between the State...

Working into late seventies could become necessity

Those people who plan a ‘flexible’ retirement, reducing their working hours in later life...

Retirement debt back on the rise

Prudential has found that the proportion of people retiring in debt this year is at...

TMA wants fight against “unfair” FSCS levy 

TMA Mortgage Club is calling on brokers to respond to a consultation paper from...

ABI wants digital cold-calling ban

The Association of British Insurers (ABI) wants the government to take the ban on...

Protection ‘rules of thumb’ out of date

A new report from Aegon, and actuarial firm EValue, has found that economic conditions as...

Tax returns a trigger for pension planning

Aegon believes today's self assessment deadline is a trigger for the self-employed to think...

Research project looks at ‘undersaving’

A research project by Royal London, in partnership with YouGov, has identified a possible financial...

Post-crunch high for retirement income

Those looking to retire this year are expecting to live on an average annual...

Scottish Widows removes early exit pension fees

Scottish Widows has removed early exit fees across its personal pension policies, enabling customers...

L&G appoints retail retirement boss

Legal & General has announced the appointment of Chris Knight as managing director, Legal...

Auto-enrolment ad banned

The Advertising Standards Authority (ASA) has ruled against Smart Pension Ltd, of 20 Eastbourne Terrace,...
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COMMENT

Comment

Mortgage maturity: A golden opportunity for advisers

Around 1.8 million fixed-rate mortgage deals are due to come to an end in 2026, adding to the 1.6 million mortgages that already matured...

Rates are moving and regulation is evolving

Many lenders are having to increase their rates, and that trend looks set to continue over the coming week. For clients whose current deal...

Building tomorrow’s mortgage market: AI built on trust, governance and confidence

The government's Financial Services AI Adoption Plan, led by Harriet Rees, group chief information officer at Starling Bank, and Dr Rohit Dhawan, group director...

The protection prompt: what AI still needs to get right

The Mills Review has prompted plenty of discussion across the mortgage industry. While much of the focus has been on the finding that a...

Why second charges are helping Right to Buy borrowers do more with their home

For many people, Right to Buy is still one of the most accessible ways to become a homeowner and over the last five years,...

Latest news

News

Specialist lenders drive semi-commercial market towards £1bn

Britain's semi-commercial mortgage market is on course to exceed £1 billion of annual lending...
Later Life

Equity Release Council names John Godfrey as chair

John Godfrey, the former head of the No 10 policy unit, has been appointed...
Building Societies

Monmouthshire app brings in new generation of customers

Seven in 10 customers registered for Monmouthshire Building Society's app had not previously banked...
News

Clydesdale to raise selected residential product transfer rates

Clydesdale is to increase selected residential product transfer rates by up to 0.23%. The changes...

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