Later Life

Vulnerability extends to advisers

Given the type of borrowers equity release advisers deal with – namely older individuals...

More2life revamps ‘Tailored’ product range

More2life has launched its refreshed ‘Tailored’ plan range, with new fixed early repayment charges...

Northerners see largest relative house price rise

SunLife has revealed that homeowners over 50 typically have almost £130k in property equity. ...

LV= unveils equity release drawdown product and portal

LV= has launched a new platform supporting all its current products and the launch...

Covid-19: rise in financial gifting sentiment

More people wanting to help younger family members financially following the coronavirus crisis. The survey...

Pure Retirement restructures its expanding intermediary sales team

Pure Retirement has announced the expansion of its intermediary sales team. National coverage will be...

Public doesn’t understand ‘no negative equity’ promise

Research suggests that awareness and education about equity release needs to improve further. An Age Partnership...

Dynamo for Intermediaries expands panel

Dynamo for Intermediaries has added Hodge to its lender panel. Members of Dynamo for Intermediaries...

Sharp fall in Q2 equity release volumes

The Equity Release Council has revealed that £698m of property wealth was accessed by older homeowners...

Retirement finances of comfortable households less hit by Covid

LV= has studied how the finances of the UK’s households have been affected by...

Pepper (UK) to service new later life lender

Pepper (UK) Limited has been appointed by later life mortgage lender LiveMore Capital to...

Care funding squeeze turns spotlight on property

Over-55s are more concerned than ever about how they would meet the costs of...

Covid-19: quarter of over-50s’ retirement plans dented

18% of people aged 50 and over say that the Covid-19 pandemic has already...

Advise Wise appoints head of distribution

Advise Wise has announced the appointment of Craig Faulkiner as its head of distribution. Faulkiner...
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COMMENT

Technology

If AI gives us more time to think, we must learn how to think well

The great promise of AI in financial services is usually expressed in terms of what it can remove. Less administration, less duplication, fewer manual...

The right scrutiny is a precursor of growing lending safely

Credit markets have always had to accommodate change, but there are periods when the assumptions on which they have been built begin to move...

Only one in five of your clients thinks your fee was justified

You know the moment. 40 minutes in. Gone well. They like you, you like them, everyone's getting on. Then you have to say the fee. And...

I’m 49. My dad’s 73. Between us we’ve found the hole in later life lending

I turn 50 in December, and the marketing has already started. Funeral plans, over-50s life cover, “guaranteed acceptance” adverts wedged between the football highlights....

Buying scale was phase one. What happens next?

Mortgage distribution is in a race for scale. Capital wants market share. Consolidators want distribution. Networks want advisers. Good businesses are commanding serious valuations. If I...

Latest news

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RICS: Housing market recovery falters as buyer demand weakens

The UK housing market lost momentum in September as rising interest rate expectations weighed...
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Cost pressures hold back demand for energy-efficient home upgrades

More than a third of Britons want to improve the energy efficiency of their...
Technology

TPFG buys 25% stake in property and mortgage AI business Enteka

The Property Franchise Group (TPFG) has taken a 25% stake in Enteka AI as...
News

Property professionals back homebuying reforms, CSS poll finds

More than three-quarters of property professionals believe proposed changes to the homebuying and selling...

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