Later Life

Inaugural Air Care month begins

Air Group has announced the launch of its inaugural ‘Air Care Month’ during September, sponsored...

Over-65s ‘earn’ £6,000 in a year from homes

Analysis from equity release adviser Key has shown that over-65s saw their property wealth...

RPI reform “could cost £122bn”

The Association of British Insurers (ABI) has calculated that government proposals to reform the...

Two-fifths of equity release proceeds used to clear debt

41% of all equity released in H1 2020 was used to pay off debts...

New postcode finder from Pure Retirement

Pure Retirement has launched a new technological improvement to its proposition. Its new postcode...

RIO provider joins SimplyBiz Mortgages’ panel

SimplyBiz Mortgages has announced that Retirement Interest Only mortgage (RIO) lender LiveMore Capital has...

National Friendly launches over-50s advice service

National Friendly Financial Solutions has launched a new mortgage service aimed at the over-50s...

LiveMore Capital launches with Air Mortgage Club

Air Mortgage Club has announced the addition of specialist mortgage lender, LiveMore Capital, to...

Over-45s interested in referrals for care cost advice

Research from Just Group has found that the majority of over-45s approaching a local...

Two new later life partners for Legal & General Mortgage Club

Legal & General Mortgage Club has announced Canada Life and Just as the latest...

‘Sandwich generation’ now more open to equity release post-Covid

OneFamily has reported that 20% of those considering equity release say that Covid-19's impact...

LiveMore Capital joins TMA later life panel

TMA Club has announced the addition of Retirement Interest-Only (RIO) mortgages provider LiveMore Capital to its lifetime...

MCI Club expands later life lending panel

MCI Mortgage Club has added LiveMore Captial to its panel, extending its range of...

Over three-quarters of retirees “frozen out of mortgage market”

Over 80% of retired homeowners can’t access a mortgage of any kind that meets...
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COMMENT

Technology

If AI gives us more time to think, we must learn how to think well

The great promise of AI in financial services is usually expressed in terms of what it can remove. Less administration, less duplication, fewer manual...

The right scrutiny is a precursor of growing lending safely

Credit markets have always had to accommodate change, but there are periods when the assumptions on which they have been built begin to move...

Only one in five of your clients thinks your fee was justified

You know the moment. 40 minutes in. Gone well. They like you, you like them, everyone's getting on. Then you have to say the fee. And...

I’m 49. My dad’s 73. Between us we’ve found the hole in later life lending

I turn 50 in December, and the marketing has already started. Funeral plans, over-50s life cover, “guaranteed acceptance” adverts wedged between the football highlights....

Buying scale was phase one. What happens next?

Mortgage distribution is in a race for scale. Capital wants market share. Consolidators want distribution. Networks want advisers. Good businesses are commanding serious valuations. If I...

Latest news

News

RICS: Housing market recovery falters as buyer demand weakens

The UK housing market lost momentum in September as rising interest rate expectations weighed...
News

Cost pressures hold back demand for energy-efficient home upgrades

More than a third of Britons want to improve the energy efficiency of their...
Technology

TPFG buys 25% stake in property and mortgage AI business Enteka

The Property Franchise Group (TPFG) has taken a 25% stake in Enteka AI as...
News

Property professionals back homebuying reforms, CSS poll finds

More than three-quarters of property professionals believe proposed changes to the homebuying and selling...

PROFILES