Later Life

MBE confirms October date for physical London event

Mortgage Business Expo has confirmed that it will return to London as planned, following...

Canada Life cuts Capital Select and Lifetime Options rates

Canada Life has made rate reductions to all its Capital Select Options of between...

Covid: short-term fall in borrowing by the over-55s expected

New research from more2life and Cebr has found that over-55s are expected to borrow £19bn...

Advise Wise unveils exclusive membership programme

Advise Wise has launched Advise Wise Plus, an exclusive membership for select later life...

More2life resumes application-to-offer service promise

More2life has announced the return of its 14 working day service promise which will...

2.35% MER equity release rate unveiled

Pure Retirement has made changes to the rates on its Sovereign products, resulting in...

London has £96bn of housing equity available for release

Canada Life has calculated that nearly 500 billion of equity available for release in...

Hodge continues ambassadorial role for LLA

Air Later Life Academy (LLA) has announced a continuation of its relationship with later...

Hodge cuts all 60% LTV RIO mortgage rates

Retirement lender Hodge has reduced its rates on a selection of its later life mortgages...

Covid-19 causing over-60s to rethink care plans

Canada Life has reported that 55% of the million over-60s who say they are...

Equity release customer numbers fell 27% in Q2

The latest Market Monitor from Key has found that while homeowners aged 55+ released...

Just unveils “UK’s first” green lifetime mortgage

Just Group has added a new feature – a green lifetime mortgage – as...

In a world of ‘know nothing’ make sure you ‘know something’

In the late 1960s one of my favourite TV comedy programmes was Hogan’s Heroes....

Unsecured loan for later life borrowers unveiled

A new over-55s brand, Free2, has launched its first product, an unsecured loan which...

COMMENT

If AI gives us more time to think, we must learn how to think well

The great promise of AI in financial services is usually expressed in terms of what it can remove. Less administration, less duplication, fewer manual...

The right scrutiny is a precursor of growing lending safely

Credit markets have always had to accommodate change, but there are periods when the assumptions on which they have been built begin to move...

Only one in five of your clients thinks your fee was justified

You know the moment. 40 minutes in. Gone well. They like you, you like them, everyone's getting on. Then you have to say the fee. And...

I’m 49. My dad’s 73. Between us we’ve found the hole in later life lending

I turn 50 in December, and the marketing has already started. Funeral plans, over-50s life cover, “guaranteed acceptance” adverts wedged between the football highlights....

Buying scale was phase one. What happens next?

Mortgage distribution is in a race for scale. Capital wants market share. Consolidators want distribution. Networks want advisers. Good businesses are commanding serious valuations. If I...

Latest news

Badenoch pledges no IHT or stamp duty on family homes

Kemi Badenoch has pledged to remove inheritance tax from family homes and scrap stamp...

RICS: Housing market recovery falters as buyer demand weakens

The UK housing market lost momentum in September as rising interest rate expectations weighed...

Cost pressures hold back demand for energy-efficient home upgrades

More than a third of Britons want to improve the energy efficiency of their...

TPFG buys 25% stake in property and mortgage AI business Enteka

The Property Franchise Group (TPFG) has taken a 25% stake in Enteka AI as...

PROFILES