Later Life

LiveMore shortens ERCs on long-term fixes

LiveMore has shortened early repayment charges on its long-term fixed rate mortgage range for...

Cost of living crisis showing in equity release applications

14% of Canada Life's equity release applications in Q1 were from customers looking to...

12% of retirees still have mortgage debt

Research from pensions and retirement specialist LV= highlights how millions of people are retiring...

OneFamily announces new non-executive director

OneFamily has revealed that Melanie Hind will be joining its board as a non-executive...

Let’s improve service in the later life lending market

Delivering quality customer service will always be a top priority in the later life...

Equity Release Supermarket welcomes two new advisers

Equity release advisory service, Equity Release Supermarket (ERS), has appointed two new advisers. With...

Air Sourcing launches borrowing forecast and rebroke tools

Air Sourcing has launched a new borrowing forecast tool and rebroke tool that is...

Standard Life Home Finance expands flexible lifetime offering

Standard Life Home Finance has added two new loan to value (LTV) products to...

Anxiety about personal wealth rising amongst older people

High net worth individuals (HNWIs) see inflation, rising interest rates and cybercrime as the...

More2life appoints director of manufacturing and adviser propositions

Equity release lender more2life has announced the appointment of Les Pick to the newly...

21% increase in equity release plan sales in Q1

Equity release adviser Key Later Life Finance has found that older homeowners released an...

Londoners most likely to consider downsizing to fund retirement

19% of people plan to downsize in retirement, according to Hargreaves Lansdown. Just 40% have...

Only 54% of disabled workers are saving into a pension

People with disabilities face huge barriers to pensions saving, resulting in a private pension...

Standard Life Home Finance partners with PRIMIS

Standard Life Home Finance has launched a new partnership with PRIMIS Mortgage Network, which...

COMMENT

Commonhold reform: Devil in the detail

The government's language on leasehold reform remains forthright. Ministers speak of, “bringing the feudal leasehold system to an end,” of returning power to homeowners...

Managing cashflow and risk in today’s turbulent market

Over the past decade buy-to-let landlords have become accustomed to operating in a market where it can often feel like change is the only...

Is there such thing as a ‘typical borrower’ anymore?

What is a typical borrower? A few decades ago, it would have been a salaried employee, single source of income and, most likely, a...

Private credit has reached its next stage of maturity

Every lending market experiences moments that prompt uncomfortable questions. A high profile default, allegations of poor governance or a significant loss inevitably lead to...

Your clients aren’t being stolen… they’re being handed over

Let's be honest about something the industry won't say out loud. Lenders going direct aren't the problem. Brokers are. Every year the same conversation happens....

Latest news

Commonhold reform: Devil in the detail

The government's language on leasehold reform remains forthright. Ministers speak of, “bringing the feudal...

TMG reports record monthly MetLife submissions

TMG recorded its highest monthly submission volume with MetLife, exceeding its previous record by...

Leek raises earned income age limit to 75

Leek Building Society has introduced eight lending criteria changes covering income, contractors, later-life borrowing...

Coventry cuts residential and buy-to-let rates

Coventry for intermediaries has reduced selected residential and buy-to-let mortgage rates for new and...

PROFILES