Later Life

Nascent broker interest in equity release

A survey conducted by Paradigm Mortgage Services has found a growing level of interest...

Equity release: still much to be done

88% of advisers surveyed by LV= believe the equity locked up in a property...

End-to-end service from KRS for downsizing over-55s

Key Retirement Solutions is launching a nationwide service to handle the house buying and...

Equity release in 2013

As an actuary, I’m trained to use evidence-based scientific methods to anticipate the range...

It makes sense to team up over advice

If you rewind back a few years to before the global financial crisis, financial...

Bridgewater releases aid on price of long-term care

Bridgewater Equity Release has launched the latest in its series of 'Just a thought...'...

Pink to improve its equity release AR support

Pink is improving its support programme for equity release authorised ARs. This will include a...

Things to get tougher for the elderly

Much was made in the past of how equity release could be used to...

Equity Release Council passes 250 member mark

Membership of The Equity Release Council has passed the 250 mark, under a year...

Wide geographical divide in pensioner costs

The average cost of being a pensioner is £10,020 a year, based on Key...

Equity release growth predicted for 2013

The equity release market is set for a year of growth, according to the...

Equity release to ease pensioner poverty, suggests research

Equity release is set to play a key role in raising the incomes of...

Bridgewater and Just Retirement claim high demand for March workshops

Bridgewater Equity Release Just Retirement have reported "huge demand" from advisers for a series...

The flaws in the social care cap

Given some of the political reaction to the recently announced £75,000 social care cap,...

COMMENT

The industry needs to prepare now for Your First Home

The government’s announcement of the Your First Home scheme is genuinely positive news, and anything that boosts confidence among first-time buyers and people trying...

Why advisers can be part of the conveyancing team

There is a tendency to think the mortgage adviser’s involvement in conveyancing begins with recommending a firm and then largely ends once the client...

Why the AI revolution could be a golden age for financial advice

Every major technological shift creates the same debate: will it empower professionals to do more, or eventually replace them? Artificial intelligence is simply the latest...

Should mortgage advisers consider the emerging secondary market for life policies?

Mortgage advisers regularly help clients navigate major life changes. While much of the focus is naturally on borrowing, refinancing and insurance, there is another...

One mortgage journey no longer fits every borrower

In the mortgage market, we have lots of different ways of describing customers depending on where they are in their lives. We talk about...

Latest news

First-time buyer affordability remains strained despite narrowing house price gap

Only 12.1% of potential first-time buyers can afford the average starter home in their...

Royal London targets GP report delays with digital service

Royal London is expanding its use of digital medical evidence in an effort to...

Equifinance names Jackie Burchill as lending operations director

Equifinance has appointed Jackie Burchill as director of lending operations as the second charge...

House price-to-income ratio falls to 11-year low as mortgage costs rise

The gap between UK house prices and earnings has narrowed to its lowest level...

PROFILES