Later Life

85% of over-55s have no long-term care plans

Over half of over-55s face "financial meltdown" in the event of needing to pay...

Equity release market continues to grow

The value of equity release plans agreed in the third quarter of 2013 totalled...

Parents still supporting offspring post-retirement

Parents’ financial commitments to their children do not end when their offspring start working...

Equity Release Council bolsters safeguards

The Equity Release Council has added an extra set of safeguards aimed at ensuring...

Steady rise in over 50s using home to fund retirement

The 'HIPpies' (home is pension) generation has doubled in the last year, according to LV=,...

There should be a distinction between mortgage and lifetime advice

The recent launch by provider, Hodge Lifetime, of its new ‘hybrid’ interest-only/lifetime mortgage product...

Jon King to leave more 2 life

Jon King is stepping down as managing director of more 2 life. He leaves more...

Equity release being used by divorcing over-60s

Almost one in 10 over-60s taking out equity release plans on the value of...

Crown partners Hodge with lifetime mortgage

UK mortgage servicer Crown Mortgage Management has completed a contract for Hodge Lifetime’s launch...

Exclusive equity release workshop for Paradigm

Paradigm Mortgage Services has published details of an exclusive equity release workshop being held...

Bridgewater heads west for next roundtable

Bridgewater Equity Release has announced its next roundtable adviser workshop is to be held...

Age Partnership and SimplyBiz join forces

SimplyBiz and Age Partnership has signed a joint agreement over compliance and equity release...

Downsizing strategy prevalent among interest-only customers

Around four out of five interest-only mortgage customers are relying wholly or partly on...

Don’t ignore the silver surfers

When you think of the average internet user – and the typical social media...

COMMENT

The industry needs to prepare now for Your First Home

The government’s announcement of the Your First Home scheme is genuinely positive news, and anything that boosts confidence among first-time buyers and people trying...

Why advisers can be part of the conveyancing team

There is a tendency to think the mortgage adviser’s involvement in conveyancing begins with recommending a firm and then largely ends once the client...

Why the AI revolution could be a golden age for financial advice

Every major technological shift creates the same debate: will it empower professionals to do more, or eventually replace them? Artificial intelligence is simply the latest...

Should mortgage advisers consider the emerging secondary market for life policies?

Mortgage advisers regularly help clients navigate major life changes. While much of the focus is naturally on borrowing, refinancing and insurance, there is another...

One mortgage journey no longer fits every borrower

In the mortgage market, we have lots of different ways of describing customers depending on where they are in their lives. We talk about...

Latest news

AI used by more than half of consumers considering complaints

More than half of consumers who made or considered making a formal complaint about...

BetterHome Group UK appoints Anthony Glasgow as chief operating officer

BetterHome Group UK has appointed former Connells Group executive Anthony Glasgow as chief operating...

Sub-5% mortgage fixes virtually wiped out as rates surge

The number of sub-5% fixed mortgage deals has collapsed by 99% since the beginning...

The Leeds highlights £165k mortgage borrowing potential for buyers earning £30k

Leeds Building Society is urging brokers to consider the mortgage options available to lower-paid...

PROFILES