Later Life

Call for introduction of Help to Buy pensions

NFU Mutual has said that people struggling to get on the property ladder could...

Warning sounded over pension withdrawal for property investment

Portal Financial has revealed a significant increase in enquiries from people looking to access their...

£63bn spent on property without mortgages

Over 7,200 £1 million-plus homes are being bought each year without mortgages, according to analysis from Bower...

“Inspiring and alarming” retirement study revealed

Expectations of retirement are changing, with 62% of today’s retirees feeling retirement is better...

Older people buying to let to retire

Research from Prudential has identified a trend of ‘buy-to-let-to-retire’ among older people. 20% over-55s...

L&G becomes LLA corporate ambassador

The Later Life Academy (LLA) has announced Legal & General as its latest Corporate...

FS review ‘should aid the most vulnerable’

LV= is urging the government to focus particularly on helping the most vulnerable people access advice...

Biggest personal finance mistakes revealed

Research from specialist insurer Partnership has looked into the largest financial mistakes people make. The top five...

Equity release flexibility needs to be communicated

Lenders and distributors need to show the increasing flexibility of equity release and how it...

Lump sum demand on the rise

Equity release advisers expect an increase in demand for lump sum equity release plans, according...

Just Retirement gives backing to SOLLA

Just Retirement has become the third key provider of specialist financial services to formally...

FCA seeks debate over products for ageing population

The Financial Conduct Authority (FCA) has today published a discussion paper to encourage firms to...

L&G launches 4.99% lifetime mortgage

Legal & General is introducing a Premier Flexible lifetime mortgage at 4.99% AER. The deal is a drawdown...

Government should consult with equity release sector

Lifetime mortgage provider More 2 Life has said that the government should drive moves...
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COMMENT

Buy-to-let

Managing cashflow and risk in today’s turbulent market

Over the past decade buy-to-let landlords have become accustomed to operating in a market where it can often feel like change is the only...

Is there such thing as a ‘typical borrower’ anymore?

What is a typical borrower? A few decades ago, it would have been a salaried employee, single source of income and, most likely, a...

Private credit has reached its next stage of maturity

Every lending market experiences moments that prompt uncomfortable questions. A high profile default, allegations of poor governance or a significant loss inevitably lead to...

Your clients aren’t being stolen… they’re being handed over

Let's be honest about something the industry won't say out loud. Lenders going direct aren't the problem. Brokers are. Every year the same conversation happens....

AI is changing banking but trust will define who succeeds

For the past three years, the conversation around artificial intelligence in financial services has been dominated by technology. Every week seems to bring another...

Latest news

criteria

Leek raises earned income age limit to 75

Leek Building Society has introduced eight lending criteria changes covering income, contractors, later-life borrowing...
Buy-to-let

Coventry cuts residential and buy-to-let rates

Coventry for intermediaries has reduced selected residential and buy-to-let mortgage rates for new and...
Buy-to-let

Rely cuts buy-to-let rates by up to 25bps

Rely has reduced rates by up to 25 basis points across a range of...
House prices

House price growth slows to 0.1%: Lloyds

UK house prices remained unchanged in July as higher mortgage rates and global economic...

PROFILES