Later Life

Higher property values for equity release referral customers

Customers referred to specialist equity release brokers by other advisers have significantly higher house...

New entrant to lifetime mortgage market revealed

OneFamily, the mutual which came from the merger of Family Investments and Engage, has...

All stands sold for the Leeds MBE

The Mortgage Business Expo (MBE) has revealed that all the stands have been sold...

Health/lifestyle checks key to retirement planning

More 2 Life's latest research has found that advisers think health and lifestyle checks are becoming...

LV=: risk of pensions ‘mis-buying’ scandal

12 months on from the start of the so-called "pension freedoms", research from LV= reveals that...

People could outlive pension pots due to ‘bad’ data

Although Brits frequently say that if they retire at 65, they will enjoy a retirement...

L&G Mortgage Club unveils Later Life Lending Hub 

Legal & General Mortgage Club has announced the launch of a Later Life Lending Hub. It...

BUDGET 2016: Lifetime ISAs introduced

The government is introducing a new Lifetime ISA for people under the age of...

Advice growth worrying accountants

Accountants are becoming concerned that growing demand for personal financial advice from clients is...

Steve Webb sounds Help to Save warning

A former pensions minister has has warned that the government’s ‘help to save’ scheme...

Pension providers welcome FAMR report

There has been a largely positive response to today's publication of the Financial Advice Market...

Financial Advice Market Review recommendations published

The Financial Advice Market Review (FAMR) report into access to affordable financial advice and...

Popularity of downsizing revealed

46% of those thinking of moving home within the next three years plan to...

Record lending for More 2 Life

Lifetime mortgage provider More 2 Life recording a record year for its lending in 2015. Total applications...

COMMENT

Managing cashflow and risk in today’s turbulent market

Over the past decade buy-to-let landlords have become accustomed to operating in a market where it can often feel like change is the only...

Is there such thing as a ‘typical borrower’ anymore?

What is a typical borrower? A few decades ago, it would have been a salaried employee, single source of income and, most likely, a...

Private credit has reached its next stage of maturity

Every lending market experiences moments that prompt uncomfortable questions. A high profile default, allegations of poor governance or a significant loss inevitably lead to...

Your clients aren’t being stolen… they’re being handed over

Let's be honest about something the industry won't say out loud. Lenders going direct aren't the problem. Brokers are. Every year the same conversation happens....

AI is changing banking but trust will define who succeeds

For the past three years, the conversation around artificial intelligence in financial services has been dominated by technology. Every week seems to bring another...

Latest news

TMG reports record monthly MetLife submissions

TMG recorded its highest monthly submission volume with MetLife, exceeding its previous record by...

Leek raises earned income age limit to 75

Leek Building Society has introduced eight lending criteria changes covering income, contractors, later-life borrowing...

Coventry cuts residential and buy-to-let rates

Coventry for intermediaries has reduced selected residential and buy-to-let mortgage rates for new and...

Rely cuts buy-to-let rates by up to 25bps

Rely has reduced rates by up to 25 basis points across a range of...

PROFILES