Later Life

Over-50s not making most of their finances pre-retirement

The over-50s are spending their extra income they receive once they’ve paid off their...

LV= wants compulsory retirement advice

LV= is calling on the government to make it compulsory for people to take...

Record levels of product choice in equity release

Lenders are increasing the choice of equity release plans on offer with a record...

Property wealth continues to rise for retired homeowners

KeyRetirement.com has revealed that retired homeowners have seen their property wealth grow by £9.24...

Bower votes for Commons charity dinner

Equity release specialist Bower Retirement Services is backing Pancreatic Cancer UK and Saint Francis...

Aldermore to hold seminars at MBE Bristol Expo

Mortgage Business Expo (MBE) has announced a joint seminar programme with Aldermore at the...

FCA bans pair for “lack of integrity”

The Financial Conduct Authority (FCA) has banned Mark Kelly and Patrick Gray from working...

Largeequityrelease.com joins PMS referral panel

Largeequityrelease.com has become a master broker on PMS's new specialist lending panel for equity...

LV= added to L&G Later Life panel

Legal & General Mortgage Club has added LV= to its direct to lender Later Life Lending...

Only 28% of retirees expect to leave an inheritance

The Prudential has reported that the proportion of new retirees who know they will...

Majority expect to work in retirement

An online poll by Retiresavvy.co.uk of over 2,000 Britons has found that 59% expect to...

AIR Sourcing goes live

AIR Sourcing, a new sourcing system for equity release and retirement lending products, has gone live with...

TenetLime expands mortgage panel

TenetLime has expanded its whole of market mortgage panel with the addition of four...

Cap on early pension exit charges proposed

The Financial Conduct Authority (FCA) has announced the level at which it will consult...

COMMENT

The industry needs to prepare now for Your First Home

The government’s announcement of the Your First Home scheme is genuinely positive news, and anything that boosts confidence among first-time buyers and people trying...

Why advisers can be part of the conveyancing team

There is a tendency to think the mortgage adviser’s involvement in conveyancing begins with recommending a firm and then largely ends once the client...

Why the AI revolution could be a golden age for financial advice

Every major technological shift creates the same debate: will it empower professionals to do more, or eventually replace them? Artificial intelligence is simply the latest...

Should mortgage advisers consider the emerging secondary market for life policies?

Mortgage advisers regularly help clients navigate major life changes. While much of the focus is naturally on borrowing, refinancing and insurance, there is another...

One mortgage journey no longer fits every borrower

In the mortgage market, we have lots of different ways of describing customers depending on where they are in their lives. We talk about...

Latest news

Net zero rules targeted in housebuilding shake-up

The Conservatives have pledged to strip as much as £50,000 from the cost of...

Tories put stamp duty abolition at heart of housing shake-up

The Conservatives have pledged again to scrap stamp duty as part of a housing...

Target Group adds Carla Stent to board

Target Group has appointed Carla Stent as a non-executive director, adding further financial services,...

Later life lending summit to focus on changing advice needs

Mortgage advisers will be encouraged to consider how longer borrowing lives and increasingly complex...

PROFILES