Later Life

Aegon questions Lifetime ISA usage

Following on from the Resolution Foundation’s recent findings that home ownership is the lowest...

The Skipton now offering finance advice

The Skipton Building Society is now offering face-to-face financial advice, following regulatory approval being granted...

Equity release lender reveals Q2 growth

More 2 Life has reported growth in its adviser market share to a total of...

Is equity release expensive?

Several surveys have recently been published showing the majority of retirees will have to...

Research highlights extent of pensioner benefits

51% of pensioners would have to make significant alterations to their lifestyles if it...

Record quarter for equity release lending

Latest industry data from the Equity Release Council reveals that homeowners over the age...

46% see property wealth as key to retirement income planning

Long term growth in UK house prices and homeowners’ lasting attachment to their homes...

Over-65s boosting retirement income with work

Almost one in seven over-65s are adding to their retirement income by working, earning...

Barriers to downsizing examined

58% of over 55s have no intention to downsize in the near future, despite...

The Nationwide unveils new maximum borrowing age

The Nationwide Building Society has launched its new maximum age for borrowing of 85, available for...

Annual pension contributions on the rise

The total amount contributed annually by UK individuals into their pensions has increased by...

Equity release market on track to exceed £2bn for first time

Retired homeowners cashed in more than £934 million of property wealth in the first...

Over 60s finding more retirement income than expected

Almost one-third of the UK’s recently retired over 60s population have found themselves with...

Santander and L&G partner for lifetime mortgages

Legal & General and Santander have agreed five-year deal to offer lifetime mortgages to Santander...

COMMENT

Commonhold reform: Devil in the detail

The government's language on leasehold reform remains forthright. Ministers speak of, “bringing the feudal leasehold system to an end,” of returning power to homeowners...

Managing cashflow and risk in today’s turbulent market

Over the past decade buy-to-let landlords have become accustomed to operating in a market where it can often feel like change is the only...

Is there such thing as a ‘typical borrower’ anymore?

What is a typical borrower? A few decades ago, it would have been a salaried employee, single source of income and, most likely, a...

Private credit has reached its next stage of maturity

Every lending market experiences moments that prompt uncomfortable questions. A high profile default, allegations of poor governance or a significant loss inevitably lead to...

Your clients aren’t being stolen… they’re being handed over

Let's be honest about something the industry won't say out loud. Lenders going direct aren't the problem. Brokers are. Every year the same conversation happens....

Latest news

Commonhold reform: Devil in the detail

The government's language on leasehold reform remains forthright. Ministers speak of, “bringing the feudal...

TMG reports record monthly MetLife submissions

TMG recorded its highest monthly submission volume with MetLife, exceeding its previous record by...

Leek raises earned income age limit to 75

Leek Building Society has introduced eight lending criteria changes covering income, contractors, later-life borrowing...

Coventry cuts residential and buy-to-let rates

Coventry for intermediaries has reduced selected residential and buy-to-let mortgage rates for new and...

PROFILES