Later Life

FCA plans “annuity comparator”

The Financial Conduct Authority (FCA) has revealed plans to force annuity providers to inform their customers...

More 2 Life supports FCA training move

Equity release lender More 2 Life has welcomed the recent move by the Financial...

Autumn Statement 2016: pensions changes

In the Autumn Statement the chancellor announced plans to reduce the amount people can...

Autumn Statement 2016: pensions consultation signalled

In today’s Autumn Statement, the chancellor addressed the issue of pensions cold-calling. Philip Hammond told the...

Bower Retirement Services rebrands

National specialist adviser Bower Retirement Services has changed its name to Bower Retirement. The adviser firm, founded...

Call for equity release conveyancer expansion

Key Retirement is calling for more conveyancing firms to provide specialist equity release services...

Huge rise in state pension forecast requests

In the six months after the launch of the new State Pension in April,...

OneFamily lifetime mortgage distribution widened

Sesame and PMS have added OneFamily to their lender panels. OneFamily's range of lifetime mortgages available...

FCA consults on LISA regulation

The Financial Conduct Authority (FCA) has outlined its proposed approach to regulating the promotion...

Chancellor urged to shine a light on retirement lending

More 2 Life is calling on Philip Hammond to  focus on equity release in...

Women lagging behind in retirement stakes

52% of women are now saving adequately for their retirement compared to 60% of...

Drawdown regrets “real threat” to pension freedoms

Savers who invested in drawdown products are unhappy with their choice while others admit...

Cap on early exit pension charges introduced

The Financial Conduct Authority (FCA) has announced its final rules on capping early exit...

Inheritance ‘tug of war’ continues

Parents and children are banking on financial support from each other, according to the...

COMMENT

The industry needs to prepare now for Your First Home

The government’s announcement of the Your First Home scheme is genuinely positive news, and anything that boosts confidence among first-time buyers and people trying...

Why advisers can be part of the conveyancing team

There is a tendency to think the mortgage adviser’s involvement in conveyancing begins with recommending a firm and then largely ends once the client...

Why the AI revolution could be a golden age for financial advice

Every major technological shift creates the same debate: will it empower professionals to do more, or eventually replace them? Artificial intelligence is simply the latest...

Should mortgage advisers consider the emerging secondary market for life policies?

Mortgage advisers regularly help clients navigate major life changes. While much of the focus is naturally on borrowing, refinancing and insurance, there is another...

One mortgage journey no longer fits every borrower

In the mortgage market, we have lots of different ways of describing customers depending on where they are in their lives. We talk about...

Latest news

Cambridge BS opens applications for deposit-building Rent to Home scheme

The Cambridge Building Society has opened applications for its Rent to Home property in...

Life changes could create new wave of accidental landlords

Changes in personal circumstances rather than investment plans could push more homeowners into the...

Remortgage searches jump 40% as borrowers return after summer

Remortgage activity drove a sharp rise in mortgage searches during September, with Twenty7tec recording...

Step One Finance adopts OMS origination platform

Step One Finance has introduced a bespoke loan origination system developed with One Mortgage...

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