Later Life

Couples failing to talk about retirement finance

Just 32% of people over the age of 40 who live with their spouse...

MiFID II repercussions for financial advice?

LifeQuote has claimed that the recent announcement that MiFID will require all investment advice...

Call for clarification on advice remuneration

Following the Treasury consultation on redefining ‘advice’, Aegon wants the Financial Conduct Authority (FCA) to...

Call to raise retirement lending awareness

More 2 Life is urging advisers to enter the lifetime lending sector and make unlocking equity part...

Equity release lending at highest level for over a decade

The autumn 2016 Equity Release Market Report from the Equity Release Council has reported growth of...

Most post-pension freedoms retirees remain cautious

9% of new pensioners overspent or believe they will overspend in their first year of retirement,...

L&G backs £1bn in East London investments

Legal & General has backed investments of over £1 billion in East London in...

OneFamily joins L&G later life panel

Legal & General Mortgage Club has added OneFamily to its direct to lender Later Life...

Under-35s prioritise deposit saving over retirement planning

Saving for a deposit is three times more important than saving for retirement for...

£1tn now in retirees’ property wealth

Retired homeowners have seen their property wealth break through the £1 trillion barrier for...

Bank Rate should be -1%, claims think tank

Think tank the International Longevity Centre – UK (ILC-UK) has calculated that the base rate...

Advisers don’t want easier access to equity release

Nearly two-thirds of attendees in a seminar focusing on equity release at this year’s...

More 2 Life invests in staff and service

More 2 Life has increased staff numbers by 53% over the past 18 months and...

Equity release funding family deposits

Almost one in three equity release customers are using cash to fund deposits for...

COMMENT

Commonhold reform: Devil in the detail

The government's language on leasehold reform remains forthright. Ministers speak of, “bringing the feudal leasehold system to an end,” of returning power to homeowners...

Managing cashflow and risk in today’s turbulent market

Over the past decade buy-to-let landlords have become accustomed to operating in a market where it can often feel like change is the only...

Is there such thing as a ‘typical borrower’ anymore?

What is a typical borrower? A few decades ago, it would have been a salaried employee, single source of income and, most likely, a...

Private credit has reached its next stage of maturity

Every lending market experiences moments that prompt uncomfortable questions. A high profile default, allegations of poor governance or a significant loss inevitably lead to...

Your clients aren’t being stolen… they’re being handed over

Let's be honest about something the industry won't say out loud. Lenders going direct aren't the problem. Brokers are. Every year the same conversation happens....

Latest news

Commonhold reform: Devil in the detail

The government's language on leasehold reform remains forthright. Ministers speak of, “bringing the feudal...

TMG reports record monthly MetLife submissions

TMG recorded its highest monthly submission volume with MetLife, exceeding its previous record by...

Leek raises earned income age limit to 75

Leek Building Society has introduced eight lending criteria changes covering income, contractors, later-life borrowing...

Coventry cuts residential and buy-to-let rates

Coventry for intermediaries has reduced selected residential and buy-to-let mortgage rates for new and...

PROFILES