Later Life

Air Sourcing and Knowledge Bank announce integration

Answers in Retirement Group (Air Group) has announced full API integration between its platform,...

Over one-third of over-55s living beyond their means

35% of over-55s say their expenditure exceeds their income, with a significant majority of...

StepChange Financial Solutions joins the Equity Release Council

The Equity Release Council has announced that StepChange Financial Solutions has become its latest...

Sharp rise in over-55s’ credit card debt

The proportion of over-55s who have been in debt in the last five years...

Cautious equity release borrowers switch to drawdown

Equity release adviser Key has reported that third quarter take-up of drawdown plans grew...

Air Group revamps Air Sourcing platform

Answers in Retirement Group (Air Group) has introdcued a new version of its Air...

Air Later Life Academy partners with Care Box

Air Later Life Academy (LLA) has announced a new relationship with long-term care specialists Care Box. Care...

Cash in Your House: progress, of sorts

First up, could I ask everyone active or interested in being active in the...

Female entrepreneurs fail to save for retirement

The number of female entrepreneurs in the UK has reached an all-time high at...

OneFamily relaunches ‘Super LTV’ lifetime mortgage

OneFamily has reintroduced its lifetime mortgage for higher loans to value (LTVs). The Super LTV...

Scottish Friendly completes “landmark” book acquisition

Scottish Friendly has completed its acquisition of life and pensions policies from Canada Life. The...

Equity Release Council updates standards following consultation

The Equity Release Council has launched its updated industry standards following a wide consultation among...

PMS and Sesame to hold specialist lending events

PMS Mortgage Club and Sesame Network are to host a new range of specialist...

Responsible Life eyes half a billion pound target

Responsible Life says it is set to advise on half a billion pounds worth...

COMMENT

Commonhold reform: Devil in the detail

The government's language on leasehold reform remains forthright. Ministers speak of, “bringing the feudal leasehold system to an end,” of returning power to homeowners...

Managing cashflow and risk in today’s turbulent market

Over the past decade buy-to-let landlords have become accustomed to operating in a market where it can often feel like change is the only...

Is there such thing as a ‘typical borrower’ anymore?

What is a typical borrower? A few decades ago, it would have been a salaried employee, single source of income and, most likely, a...

Private credit has reached its next stage of maturity

Every lending market experiences moments that prompt uncomfortable questions. A high profile default, allegations of poor governance or a significant loss inevitably lead to...

Your clients aren’t being stolen… they’re being handed over

Let's be honest about something the industry won't say out loud. Lenders going direct aren't the problem. Brokers are. Every year the same conversation happens....

Latest news

Commonhold reform: Devil in the detail

The government's language on leasehold reform remains forthright. Ministers speak of, “bringing the feudal...

TMG reports record monthly MetLife submissions

TMG recorded its highest monthly submission volume with MetLife, exceeding its previous record by...

Leek raises earned income age limit to 75

Leek Building Society has introduced eight lending criteria changes covering income, contractors, later-life borrowing...

Coventry cuts residential and buy-to-let rates

Coventry for intermediaries has reduced selected residential and buy-to-let mortgage rates for new and...

PROFILES