Later Life

The Nottingham joins Air Mortgage Club panel

Air Mortgage Club has announced the addition of the Nottingham Building Society to its...

Q&A: Simon Thompson, CEO of Key Group

BestAdvice (BA): Why is Key Group focussing on the later life lending market? You’ve...

Pension withdrawal for buy-to-let could cost thousands

Savers should consult an adviser before raiding their pension to purchase property, Royal London...

Having those difficult conversations

Maybe I am getting older, but I seem to be attending more funerals recently....

Half of homeowners who use equity release pay off mortgages

49% of equity release customers in the third quarter of 2019 used it to pay...

Gatehouse Bank widens buy-to-let customer eligibility

Gatehouse Bank is making its range of buy-to-let products available to first-time buyers as...

Accord increases term limits

Accord Mortgages has changed its maximum term of 40 years and extended the age...

Expansion in the equity release market continues

The Equity Release Council has revealed that nearly £11 million of property wealth was unlocked...

Equity Release Supermarket sees above-industry average uplift

Equity Release Supermarket has reported that its applications to lenders rose by 10%, and...

Key Partnerships becomes SmartrRefer partner

Equity release referral service Key Partnerships has been selected as one of SmartrRefer partners,...

OneFamily joins Paradigm panel

Paradigm Mortgage Services has added lifetime mortgage provider, OneFamily to its provider panel. Paradigm members...

Canada Life makes additional rate cuts on lifetime mortgage products

Canada Life has reduced the rates on six of its lifetime mortgage products. Four products...

Number of over-65s living alone up 15% over past 10 years

The Equity Release Council has reported that the total number of over-65s living alone...

Two new distribution services unveiled by Key

Equity release adviser Key has revealed a new distribution strategy, with a refreshed ‘whole...

COMMENT

Commonhold reform: Devil in the detail

The government's language on leasehold reform remains forthright. Ministers speak of, “bringing the feudal leasehold system to an end,” of returning power to homeowners...

Managing cashflow and risk in today’s turbulent market

Over the past decade buy-to-let landlords have become accustomed to operating in a market where it can often feel like change is the only...

Is there such thing as a ‘typical borrower’ anymore?

What is a typical borrower? A few decades ago, it would have been a salaried employee, single source of income and, most likely, a...

Private credit has reached its next stage of maturity

Every lending market experiences moments that prompt uncomfortable questions. A high profile default, allegations of poor governance or a significant loss inevitably lead to...

Your clients aren’t being stolen… they’re being handed over

Let's be honest about something the industry won't say out loud. Lenders going direct aren't the problem. Brokers are. Every year the same conversation happens....

Latest news

Commonhold reform: Devil in the detail

The government's language on leasehold reform remains forthright. Ministers speak of, “bringing the feudal...

TMG reports record monthly MetLife submissions

TMG recorded its highest monthly submission volume with MetLife, exceeding its previous record by...

Leek raises earned income age limit to 75

Leek Building Society has introduced eight lending criteria changes covering income, contractors, later-life borrowing...

Coventry cuts residential and buy-to-let rates

Coventry for intermediaries has reduced selected residential and buy-to-let mortgage rates for new and...

PROFILES