Later Life

We need the right balance for later life lending success

Given the demographical needs of the UK population, it’s hardly surprising that later life...

£2.5bn more equity available to release year-on-year

There is £382 billion worth of equity available within older homeowner’s properties, due to...

Knight Frank Finance joins the Equity Release Council

The Equity Release Council has revealed that Knight Frank Finance, the financial services arm of...

Available housing equity now totals over £380 billion

There is now £382 billion worth of equity available within older homeowner’s properties, due...

Brightstar launches education initiative

Brightstar Financial has introduced an education programme for brokers. The distributor will, over the coming...

L&G unveils new equity release workshop programme

Legal & General Home Finance has introduced a series of ‘Setting the Foundations’ workshops...

Longest RIO fixed rate introduced by the Leeds

The Leeds Building Society has unveiled a 15-year fixed rate mortgage, the longest in...

Canada Life enhances buy-to-let life later offering

Canada Life has lowered the interest rate and increased the maximum loan-to-value (LTV) for...

TMA distributes LV= lifetime mortgages

TMA Club has partnered with insurance provider, LV= to offer its members access to...

Fluent: mortgage brokers should consider equity release referrals

Fluent for Advisers is urging its introducers to consider building relationships with IFAs and...

“Subdued” first half of 2019 for equity release market

There has been a 5.6% year-on-year rise in the number of equity release plans...

Equity release for lifestyle improvement growing in popularity

44% of equity release customers in the first half of the year used the...

More 2 Life unveils new lump sum lifetime mortgage

More 2 Life has launched Prime Choice, a lump sum lifetime mortgage available for customers...

Property prioritised over pensions by young people

Almost 3.8m people aged 22-29 are saving below the recommended level for a comfortable...

COMMENT

Busting the myths that stop homeowners protecting their income

In my role at LifeSearch, I spend a lot of time talking to mortgage advisers, brokers, and, increasingly, customers directly. One thing comes up time...

Stop tinkering: Why mortgage tech needs a proper overhaul

Let’s be honest. If you work in the UK mortgage market right now, you know we’re all running pretty fast just to stand still. Between...

This is a different mortgage market and borrowers are reacting to it

It is important to be clear about what has changed in the mortgage market over the last month or so, because the latest data-specific...

The rise of larger deposits

The first-time buyer profile is changing. Increasingly, buyers are entering the market with larger deposits than at any point in recent years as many...

Is life insurance too confusing to buy?

While there are peaks and troughs depending on where we look, the UK life insurance market is typically quite flat, including mortgage-related protection. Recent data...

Latest news

The Swansea reports mortgage growth at AGM

Swansea Building Society has reported growth in assets, mortgages, savings and capital reserves for...

CHL cuts buy-to-let rates by up to 25bps

CHL Mortgages has reduced rates across its short-term let and limited edition buy-to-let ranges. The...

Darlington cuts rates across buy-to-let and specialist ranges

Darlington Building Society has reduced mortgage rates by up to 50bps across its buy-to-let,...

HTB backs £2.4m Mitcham scheme

Hampshire Trust Bank has provided a £2.4m development finance facility for a mixed-use scheme in...

PROFILES