Later Life

Key Group appoints group B2B distribution director

Key Group has promoted Russell Warwick, formerly strategy director) to group B2B distribution director. Warwick...

Canada Life improves Capital Select offering

Canada Life has made rate and LTV changes across all of its Capital Select...

Air Group reveals 2020 later life conference details

Air Group has revealed that its third annual National Later Life Adviser Conference will take...

November “a month of massive change in mortgage criteria searching”

Knowledge Bank has revealed the most popular criteria searches that brokers conducted in November. In...

TMA expands equity release panel with Just appointment

TMA Club has added retirement lending solutions provider Just to its equity release panel. Just is the fifth...

Pure Retirement produces new later life video content

Pure Retirement has released new adviser-facing video content, explaining what it says are delicate...

The Leeds unveils first fee-free RIO mortgage with cashback

The Leeds Building Society is offering the first Retirement Interest Only (RIO) mortgages with...

Growing number of people still don’t understand equity release

Despite recent figures showing that £2.8 billion in lifetime mortgages was lent by the...

Equity release demand to be driven by debt, say advisers

According to a survey of equity release-qualified financial advisers carried out by Canada Life,...

Many over-55s unaware of implications of buying leasehold

Equity release adviser Key has found that over half of older homeowners who own...

The Nottingham unveils 10-year fixed RIO

The Nottingham has introduced a Retirement Interest Only (RIO) mortgage fixed at 3.95% for...

16% of RIO mortgages used for gifting

Later life specialist Hodge has reported that that 16% of those who take out...

Brits nervous about their finance futures

Fewer than one in 10 people are very confident they will be comfortable when...

New equity release product “launched every 48 hours”

Advisers and their customers now have over 314 equity release plan options – an...
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COMMENT

Technology

If AI gives us more time to think, we must learn how to think well

The great promise of AI in financial services is usually expressed in terms of what it can remove. Less administration, less duplication, fewer manual...

The right scrutiny is a precursor of growing lending safely

Credit markets have always had to accommodate change, but there are periods when the assumptions on which they have been built begin to move...

Only one in five of your clients thinks your fee was justified

You know the moment. 40 minutes in. Gone well. They like you, you like them, everyone's getting on. Then you have to say the fee. And...

I’m 49. My dad’s 73. Between us we’ve found the hole in later life lending

I turn 50 in December, and the marketing has already started. Funeral plans, over-50s life cover, “guaranteed acceptance” adverts wedged between the football highlights....

Buying scale was phase one. What happens next?

Mortgage distribution is in a race for scale. Capital wants market share. Consolidators want distribution. Networks want advisers. Good businesses are commanding serious valuations. If I...

Latest news

News

RICS: Housing market recovery falters as buyer demand weakens

The UK housing market lost momentum in September as rising interest rate expectations weighed...
News

Cost pressures hold back demand for energy-efficient home upgrades

More than a third of Britons want to improve the energy efficiency of their...
Technology

TPFG buys 25% stake in property and mortgage AI business Enteka

The Property Franchise Group (TPFG) has taken a 25% stake in Enteka AI as...
News

Property professionals back homebuying reforms, CSS poll finds

More than three-quarters of property professionals believe proposed changes to the homebuying and selling...

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