Later Life

Advisers want equity release education to boost market in 2020

Advisers think better education for customers is the number one factor for making equity...

Chief examiner in regulated equity release appointed

Graham Evans, head of compliance at Equity Release Supermarket (ERS), has been appointed the...

Air Sourcing and Knowledge Bank announce integration

Answers in Retirement Group (Air Group) has announced full API integration between its platform,...

Over one-third of over-55s living beyond their means

35% of over-55s say their expenditure exceeds their income, with a significant majority of...

StepChange Financial Solutions joins the Equity Release Council

The Equity Release Council has announced that StepChange Financial Solutions has become its latest...

Sharp rise in over-55s’ credit card debt

The proportion of over-55s who have been in debt in the last five years...

Cautious equity release borrowers switch to drawdown

Equity release adviser Key has reported that third quarter take-up of drawdown plans grew...

Air Group revamps Air Sourcing platform

Answers in Retirement Group (Air Group) has introdcued a new version of its Air...

Air Later Life Academy partners with Care Box

Air Later Life Academy (LLA) has announced a new relationship with long-term care specialists Care Box. Care...

Cash in Your House: progress, of sorts

First up, could I ask everyone active or interested in being active in the...

Female entrepreneurs fail to save for retirement

The number of female entrepreneurs in the UK has reached an all-time high at...

OneFamily relaunches ‘Super LTV’ lifetime mortgage

OneFamily has reintroduced its lifetime mortgage for higher loans to value (LTVs). The Super LTV...

Scottish Friendly completes “landmark” book acquisition

Scottish Friendly has completed its acquisition of life and pensions policies from Canada Life. The...

Equity Release Council updates standards following consultation

The Equity Release Council has launched its updated industry standards following a wide consultation among...
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COMMENT

Technology

If AI gives us more time to think, we must learn how to think well

The great promise of AI in financial services is usually expressed in terms of what it can remove. Less administration, less duplication, fewer manual...

The right scrutiny is a precursor of growing lending safely

Credit markets have always had to accommodate change, but there are periods when the assumptions on which they have been built begin to move...

Only one in five of your clients thinks your fee was justified

You know the moment. 40 minutes in. Gone well. They like you, you like them, everyone's getting on. Then you have to say the fee. And...

I’m 49. My dad’s 73. Between us we’ve found the hole in later life lending

I turn 50 in December, and the marketing has already started. Funeral plans, over-50s life cover, “guaranteed acceptance” adverts wedged between the football highlights....

Buying scale was phase one. What happens next?

Mortgage distribution is in a race for scale. Capital wants market share. Consolidators want distribution. Networks want advisers. Good businesses are commanding serious valuations. If I...

Latest news

News

RICS: Housing market recovery falters as buyer demand weakens

The UK housing market lost momentum in September as rising interest rate expectations weighed...
News

Cost pressures hold back demand for energy-efficient home upgrades

More than a third of Britons want to improve the energy efficiency of their...
Technology

TPFG buys 25% stake in property and mortgage AI business Enteka

The Property Franchise Group (TPFG) has taken a 25% stake in Enteka AI as...
News

Property professionals back homebuying reforms, CSS poll finds

More than three-quarters of property professionals believe proposed changes to the homebuying and selling...

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