Later Life

The Hinckley & Rugby revises later life lending offering

The Hinckley & Rugby has made changes its later life lending offer with a...

Advisers expect equity release to be mainstream within a decade

61% of advisers think it is “likely or more likely” equity release will become...

Teddy Nyahasha to become OneFamily CEO

OneFamily chief executive Simon Markey will be stepping down after seven years. He will be...

The Mansfield expands distribution with Paradigm deal

The Mansfield Building Society has been added to Paradigm Mortgage Services' lender panel. Paradigm members now...

Women feel less prepared for retirement

56% of women feel unprepared for retirement, with almost the same proportion of women...

TMA adds More 2 Life to later life lending panel

TMA Club has announced the addition of equity release lender, More 2 Life, to...

Average equity release rates fall below 5% for first time

£1.85bn in housing wealth was unlocked in the first half of 2019 by homeowners...

L&G inks introducer deal with Prudential

Legal & General’s Retail Retirement division has signed a new introducer agreement with Prudential. ...

Responsive Lending unveils lifetime mortgage at 2.82%

Lifetime mortgage provider Responsible Lending has released what it is hailing as the UK’s...

Buy-to-lets being sold by the retired to fund FTBs

Equity release adviser Key has revealed that retired homeowners are increasingly considering cashing in...

Impact Specialist Finance to hold autumn breakfast broker seminars

Specialist mortgage broker and distributor Impact Specialist Finance has published details of its series...

Royal London sounds warning over RIO mortgages

Retirement interest-only (RIO) mortgage borrowers could face a significant cost hike by delaying the...

Student lending boosted by Bank of Gran and Grandad

35% of grandparents – around 4.9 million people - have already helped or are...

2019 FSE London seminar programme revealed

Front Events, organisers of Financial Services Expo (FSE) London, has published the full seminar...

COMMENT

Commonhold reform: Devil in the detail

The government's language on leasehold reform remains forthright. Ministers speak of, “bringing the feudal leasehold system to an end,” of returning power to homeowners...

Managing cashflow and risk in today’s turbulent market

Over the past decade buy-to-let landlords have become accustomed to operating in a market where it can often feel like change is the only...

Is there such thing as a ‘typical borrower’ anymore?

What is a typical borrower? A few decades ago, it would have been a salaried employee, single source of income and, most likely, a...

Private credit has reached its next stage of maturity

Every lending market experiences moments that prompt uncomfortable questions. A high profile default, allegations of poor governance or a significant loss inevitably lead to...

Your clients aren’t being stolen… they’re being handed over

Let's be honest about something the industry won't say out loud. Lenders going direct aren't the problem. Brokers are. Every year the same conversation happens....

Latest news

Commonhold reform: Devil in the detail

The government's language on leasehold reform remains forthright. Ministers speak of, “bringing the feudal...

TMG reports record monthly MetLife submissions

TMG recorded its highest monthly submission volume with MetLife, exceeding its previous record by...

Leek raises earned income age limit to 75

Leek Building Society has introduced eight lending criteria changes covering income, contractors, later-life borrowing...

Coventry cuts residential and buy-to-let rates

Coventry for intermediaries has reduced selected residential and buy-to-let mortgage rates for new and...

PROFILES