Later Life

Hodge Early Repayment Promise now applies to all residential products

Hodge has extended its Early Repayment Promise (ERP) feature across all of its residential...

Repayments and drawdown valued by equity release customers

Equity release customers increasingly value the ability to make interest payments and capital repayments...

More 2 Life launches later life manifesto

Later life lender, More 2 Life, has launched a brand manifesto, committing to helping advisers...

Air Group reveals awards shortlist

Air Group has announced the finalist shortlist for three of the categories at its inaugural...

Older borrowers have unrealistic market perceptions

There are currently over 60 lenders offering later life products for older borrowers (RIO...

Variety in criteria searches for start of 2020

Criteria search specialist Knowledge Bank has revealed that there was a 'market of contrasts'...

Just becomes LLA Ambassador

Air Later Life Academy (LLA) has revealed that specialist financial services group, Just, is its...

Over-55s prefer to stay put than downsize

Wanting to stay in their own home rather than downsizing leads 80% of over...

More 2 Life unveils adviser equity release criteria tool

Equity release lender, More 2 Life, has launched an online lending criteria tool to...

Equity release growth stalled in 2019. Why?

Key has published its UK Equity Release Market Monitor for 2019. The headline from...

Julian Harris networks join Equity Release Council

The Julian Harris IFA and mortgage adviser networks have joined the Equity Release Council. All...

Canada Life to hold new equity release workshops

Canada Life Home Finance has unveiled a range of workshops in 2020 aimed at...

Key launches The Equity Release Experts with nearly 100 advisers

Equity release adviser Key now has 97 advisers working under its whole of market...

New mortgage club for later life lending launches

Later life lending specialist Advise Wise has launched a mortgage club. With the move, Advise...
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COMMENT

Technology

If AI gives us more time to think, we must learn how to think well

The great promise of AI in financial services is usually expressed in terms of what it can remove. Less administration, less duplication, fewer manual...

The right scrutiny is a precursor of growing lending safely

Credit markets have always had to accommodate change, but there are periods when the assumptions on which they have been built begin to move...

Only one in five of your clients thinks your fee was justified

You know the moment. 40 minutes in. Gone well. They like you, you like them, everyone's getting on. Then you have to say the fee. And...

I’m 49. My dad’s 73. Between us we’ve found the hole in later life lending

I turn 50 in December, and the marketing has already started. Funeral plans, over-50s life cover, “guaranteed acceptance” adverts wedged between the football highlights....

Buying scale was phase one. What happens next?

Mortgage distribution is in a race for scale. Capital wants market share. Consolidators want distribution. Networks want advisers. Good businesses are commanding serious valuations. If I...

Latest news

Stamp Duty

Badenoch pledges no IHT or stamp duty on family homes

Kemi Badenoch has pledged to remove inheritance tax from family homes and scrap stamp...
News

RICS: Housing market recovery falters as buyer demand weakens

The UK housing market lost momentum in September as rising interest rate expectations weighed...
News

Cost pressures hold back demand for energy-efficient home upgrades

More than a third of Britons want to improve the energy efficiency of their...
Technology

TPFG buys 25% stake in property and mortgage AI business Enteka

The Property Franchise Group (TPFG) has taken a 25% stake in Enteka AI as...

PROFILES