Later Life

Air Group reveals 2020 later life conference details

Air Group has revealed that its third annual National Later Life Adviser Conference will take...

November “a month of massive change in mortgage criteria searching”

Knowledge Bank has revealed the most popular criteria searches that brokers conducted in November. In...

TMA expands equity release panel with Just appointment

TMA Club has added retirement lending solutions provider Just to its equity release panel. Just is the fifth...

Pure Retirement produces new later life video content

Pure Retirement has released new adviser-facing video content, explaining what it says are delicate...

The Leeds unveils first fee-free RIO mortgage with cashback

The Leeds Building Society is offering the first Retirement Interest Only (RIO) mortgages with...

Growing number of people still don’t understand equity release

Despite recent figures showing that £2.8 billion in lifetime mortgages was lent by the...

Equity release demand to be driven by debt, say advisers

According to a survey of equity release-qualified financial advisers carried out by Canada Life,...

Many over-55s unaware of implications of buying leasehold

Equity release adviser Key has found that over half of older homeowners who own...

The Nottingham unveils 10-year fixed RIO

The Nottingham has introduced a Retirement Interest Only (RIO) mortgage fixed at 3.95% for...

16% of RIO mortgages used for gifting

Later life specialist Hodge has reported that that 16% of those who take out...

Brits nervous about their finance futures

Fewer than one in 10 people are very confident they will be comfortable when...

New equity release product “launched every 48 hours”

Advisers and their customers now have over 314 equity release plan options – an...

Advisers want equity release education to boost market in 2020

Advisers think better education for customers is the number one factor for making equity...

Chief examiner in regulated equity release appointed

Graham Evans, head of compliance at Equity Release Supermarket (ERS), has been appointed the...

COMMENT

Commonhold reform: Devil in the detail

The government's language on leasehold reform remains forthright. Ministers speak of, “bringing the feudal leasehold system to an end,” of returning power to homeowners...

Managing cashflow and risk in today’s turbulent market

Over the past decade buy-to-let landlords have become accustomed to operating in a market where it can often feel like change is the only...

Is there such thing as a ‘typical borrower’ anymore?

What is a typical borrower? A few decades ago, it would have been a salaried employee, single source of income and, most likely, a...

Private credit has reached its next stage of maturity

Every lending market experiences moments that prompt uncomfortable questions. A high profile default, allegations of poor governance or a significant loss inevitably lead to...

Your clients aren’t being stolen… they’re being handed over

Let's be honest about something the industry won't say out loud. Lenders going direct aren't the problem. Brokers are. Every year the same conversation happens....

Latest news

TMG reports record monthly MetLife submissions

TMG recorded its highest monthly submission volume with MetLife, exceeding its previous record by...

Leek raises earned income age limit to 75

Leek Building Society has introduced eight lending criteria changes covering income, contractors, later-life borrowing...

Coventry cuts residential and buy-to-let rates

Coventry for intermediaries has reduced selected residential and buy-to-let mortgage rates for new and...

Rely cuts buy-to-let rates by up to 25bps

Rely has reduced rates by up to 25 basis points across a range of...

PROFILES