Later Life

New retirement report highlights problems of changing housing market

The Pensions Policy Institute has warned that increased renting could see future pensioners struggle...

New hire for Equity Release Supermarket

Ellis Hansborough is to join Equity Release Supermarket (ERS) as an equity release adviser...

All change in top five equity release criteria searches

Knowledge Bank's February criteria index has shown a number of surprise results with some sectors...

Legal & General Home Finance joins IMLA

Legal & General Home Finance has become the latest lender to join the Intermediary...

Older homeowners ‘face £18k retirement income shortfall’

A new report from the Equity Release Council and Key – The pension /...

Pure Retirement unveils its lowest ever equity release rate

Pure Retirement had made changes to its Classic range, with the lowest MER on...

Advise Wise introduces specialist solicitor panel

Advise Wise Mortgage Club has launched a specialist solicitor panel for its members. Advise Wise...

Sizeable proportion of pensioners staggering retirement

A number of pensioners are opting for a staggered retirement and working part-time before...

The Nottingham improves RIO offering

The Nottingham Building Society has reduced the rate of its Retirement Interest Only (RIO)...

Age Partnership unveils equity release network

Equity release broker, Age Partnership, has launched a network for self-employed equity release advisers. Age...

Advise Wise Mortgage Club adds Hodge to panel

Hodge has been added to Advise Wise Mortgage Club’s lender panel. ...

New lender on Air Mortgage Club panel

Air Mortgage Club has announced the addition of the Chorley Building Society to its retirement...

More 2 Life promises application to offer in 14 working days

Equity release lender, More 2 Life, has launched its fastpath portal Service Promise, guaranteeing...

Welsh homeowners are the biggest retired winners

Equity release adviser Key has reported that retired homeowners' property wealth increased by more...
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COMMENT

Technology

If AI gives us more time to think, we must learn how to think well

The great promise of AI in financial services is usually expressed in terms of what it can remove. Less administration, less duplication, fewer manual...

The right scrutiny is a precursor of growing lending safely

Credit markets have always had to accommodate change, but there are periods when the assumptions on which they have been built begin to move...

Only one in five of your clients thinks your fee was justified

You know the moment. 40 minutes in. Gone well. They like you, you like them, everyone's getting on. Then you have to say the fee. And...

I’m 49. My dad’s 73. Between us we’ve found the hole in later life lending

I turn 50 in December, and the marketing has already started. Funeral plans, over-50s life cover, “guaranteed acceptance” adverts wedged between the football highlights....

Buying scale was phase one. What happens next?

Mortgage distribution is in a race for scale. Capital wants market share. Consolidators want distribution. Networks want advisers. Good businesses are commanding serious valuations. If I...

Latest news

Stamp Duty

Badenoch pledges no IHT or stamp duty on family homes

Kemi Badenoch has pledged to remove inheritance tax from family homes and scrap stamp...
News

RICS: Housing market recovery falters as buyer demand weakens

The UK housing market lost momentum in September as rising interest rate expectations weighed...
News

Cost pressures hold back demand for energy-efficient home upgrades

More than a third of Britons want to improve the energy efficiency of their...
Technology

TPFG buys 25% stake in property and mortgage AI business Enteka

The Property Franchise Group (TPFG) has taken a 25% stake in Enteka AI as...

PROFILES