Landbay adds five-year fixed cashback deals to Premier remortgage line-up

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Landbay has introduced five five-year fixed-rate remortgage products within its Premier buy-to-let range, each offering £500 cashback and a free valuation.

The specialist buy-to-let lender confirmed the new products are available up to 75% LTV and are all priced at 5.09%, with a tiered fee structure linked to maximum loan size.

For loans up to £150,000 the fee is £899. For £300,000 it is £1,009, rising to £1,399 for £500,000, £1,599 for £700,000 and £1,899 for £1m.

Premier is Landbay’s standard product range for landlords with up to 15 properties. It is open to both individual and limited company borrowers and is positioned among the lender’s most competitive options.

The lender said the new additions are intended to support landlords looking to refinance, with an emphasis on reducing upfront costs and offering a consistent pricing framework across different loan sizes.

The launch follows the introduction last week of two two-year tracker products and two zero-fee five-year fixed rates, also within the Premier range.

Rob Stanton, sales and distribution director at Landbay, said: “These new five-year, fixed-rate remortgage products are built around what brokers are telling us landlords need right now, which is clear pricing and tangible support with upfront costs.

“The £500 cashback, alongside a free valuation, can make a real difference to overall remortgage value, particularly for portfolio landlords managing multiple properties.

“We have kept the rate consistent at 5.09% across all five products, allowing advisers to focus on matching the right fee tier to the client’s loan size rather than navigating multiple rate points.

“In a market where many landlords are reviewing their refinance options, our aim is to provide simple, competitive products within the Premier range that help brokers deliver positive outcomes for their clients.”

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