First-time buyers

Bluestone cuts fixed and Deposit Unlock rates

Bluestone Mortgages has issued further rate cuts across its two and five-year fixed rate...

Tandem Bank launches new first charge offering

Tandem Bank has introduced a refreshed first charge mortgage range. It says its most...

Hanley Economic BS updates shared ownership offering

Hanley Economic Building Society has revised its shared ownership product range through the introduction...

Gen H appoints head of lending

Gen H has announced the appointment of Karen Appleton as its new head of...

Gen H makes higher LTV mortgage rate reductions

Gen H has made a series of mortgage rate cuts specifically targeting those with...

Virgin Money adds new 95% LTV two-year fix at 5.49%

Virgin Money is making changes to selected products. The changes will take place on 1...

Gen H improves adverse credit criteria

Gen H has unveiled changes to its credit criteria that it claims will materially...

30% rise in number of FTBs aged 50+

There has been a sharp rise in first-time buyers aged 50 and over, according...

Buckinghamshire BS unveils Deposit Lite

Buckinghamshire Building Society has announced a revamp of its Family Assist product. It has been...

Hanley Economic BS improves FTB offering with rate cut

Hanley Economic Building Society has made its first-time buyer proposition more competitive by reducing...

Cumberland BS added to Sourcing Brain and Criteria Brain

Mortgage Brain has welcomed the Cumberland Building Society to its Sourcing Brain and Criteria...

Period properties less attractive to today’s homebuyers

With sustainability and efficiency being prioritised over style, increasing numbers of homebuyers are looking...

90-95% LTV rates cut amidst Coventry for intermediaries reductions

Coventry for intermediaries has lowered the majority of its fixed rates, with residential rates...

Specialist lenders will help first-time buyers in 2024

First up, may I wish you all a very happy new year and, despite...

COMMENT

Busting the myths that stop homeowners protecting their income

In my role at LifeSearch, I spend a lot of time talking to mortgage advisers, brokers, and, increasingly, customers directly. One thing comes up time...

Stop tinkering: Why mortgage tech needs a proper overhaul

Let’s be honest. If you work in the UK mortgage market right now, you know we’re all running pretty fast just to stand still. Between...

This is a different mortgage market and borrowers are reacting to it

It is important to be clear about what has changed in the mortgage market over the last month or so, because the latest data-specific...

The rise of larger deposits

The first-time buyer profile is changing. Increasingly, buyers are entering the market with larger deposits than at any point in recent years as many...

Is life insurance too confusing to buy?

While there are peaks and troughs depending on where we look, the UK life insurance market is typically quite flat, including mortgage-related protection. Recent data...

Latest news

Busting the myths that stop homeowners protecting their income

In my role at LifeSearch, I spend a lot of time talking to mortgage...

First-time buyers turning to side hustles to bridge deposit gap

Almost half of aspiring first-time buyers are using secondary income streams to help fund...

Vida cuts residential rates and loosens criteria for self-employed and contractor borrowers

Vida has reduced selected residential mortgage rates by up to 106 basis points and...

Iress adds AI underwriting tool to The Exchange in protection push

Iress has struck a deal with The Interesting Life Company to offer an AI-powered...

PROFILES